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Jubilant June's No-Spend Days Challenge!
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Apart from groceries it’s been an NSD here as I’ve not been anywhere 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
No spending today so that makes 15.1
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June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 12/18BadBookkeeper 1/15beanielou 25/19Caeraugirl 10cathybird 21/15Crazybee787 9/19Crazycatlady2 2/15cuddlymarm 8/15CynicalPinnacle 2/10Dizzycap 27/20Doris17 12/15InDebtEnby 9/10Jay1 2 4/14KajiKita 20/20laurenh1 15library0602 2/10LittleMissDetermined 9/15Money Choices 5/12Optimistic Saver 16/18Pinkpieuni 12/10Quantaqa 10/12QueenJess 13/15SecondStar 15short bird 17/18thepurplepixie 15/15Thriftymissus 21/21VickyA 2 10/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Good morning allIt's a NSD 27/20 Sunday - Won't be spending todayWishing everyone a Super NSD Sunday - Stay cool xxxxx~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Number 21 today — reaching my target 😍1
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cathybird said:
Challenges
NSD July- 15/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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Not today, snack attack, I really am out of control, I found I was more in control when I was making cakes - but it is just too hot reallyXX2
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@Pinkpieuni thank you xxx0
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