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Jubilant June's No-Spend Days Challenge!

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  • Pinkpieuni
    Pinkpieuni Posts: 144 Forumite
    100 Posts Name Dropper Photogenic
    Nsd yesterday, as well as today.

    Challenges

    NSD July- 12/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £742/£1,378 -(28/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £66,136 Target  MF (Jun 26) 338 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • CrazyBee787
    CrazyBee787 Posts: 880 Forumite
    500 Posts Name Dropper Photogenic
    Hi @cathybird I will try again for 19 next month thank you. Today I have spent money on snacks boohoo!! XX
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    16/18 today - thanks, @cathybird!
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    One for today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 38 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Thriftymissus
    Thriftymissus Posts: 272 Forumite
    100 Posts Photogenic Name Dropper
    One for today.
    target-free for July please @cathybird, thank you for continuing to run this ❤️💐
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    One more day so that's 14/15.  Almost there.

    I was thinking of aiming a bit higher for July but we've got people staying next week and then another week at the end of July, the joy of living at the seaside and providing free accommodation and food for visitors. I think this will make it difficult so staying at 15 but maybe more for August.
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 June at 9:45PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 12/18  image  image  image 


    BadBookkeeper 1/15  image 


    beanielou 24/19  image  image  image  image  image  image  image


    Caeraugirl 10 


    cathybird 21/15  image  image  image  image  image  image  image


    Crazybee787 9/19  image  image 


    Crazycatlady2 2/15  image 


    cuddlymarm 8/15  image  image 


    CynicalPinnacle 2/10  image 


    Dizzycap 26/20  image  image  image  image  image  image  image


    Doris17 12/15  image  image  image 


    InDebtEnby 9/10  image  image 


    Jay1 2 4/14  image 


    KajiKita 19/20  image  image  image  image 


    laurenh1 15 


    library0602 2/10  image 


    LittleMissDetermined 9/15  image  image 


    Money Choices 5/12  image  image 


    Optimistic Saver 16/18  image  image  image  image 


    Pinkpieuni 12/10  image  image  image  image  image


    Quantaqa 10/12  image  image  image 


    QueenJess 13/15  image  image  image 


    SecondStar 15 


    short bird 17/18   image  image  image  image 


    thepurplepixie 14/15   image  image  image 


    Thriftymissus 20/21   image  image  image  image  image 


    VickyA 2 10/10   image  image  image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image (I've listed the same targets as this month but pls say if you'd like to aim for something different!)

    July targets

    AuntieL 18
    BadBookkeeper 15
    beanielou 19
    Caeraugirl 10
    cathybird 15
    CrazyBee787 19
    Crazycatlady2 15
    cuddlymarm 15
    CynicalPinnacle 10
    Dizzycap 20
    Doris17 15
    InDebtEnby 12
    Jay1 2 14
    KajiKita 15
    library0602 10
    LittleMissDetermined 15
    Money Choices 12
    Optimistic Saver 18
    Pinkpieuni 10
    Qantaqa 12
    QueenJess 15
    short bird 18
    thepurplepixie 15
    Thriftymissus TF
    VickyA 2 10


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,083 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 28 June at 12:15AM
    Declaring a very early  26/20 NSD Saturday - No intentions of spending over the weekend so will see you all again on the New July NSD Thread! I can't wait to see all the emoji  :D
    Wishing everyone a Super NSD Saturday & wishing everyone all the best in achieving their June target - you know you can do it, but if you don't manage it, don't worry or beat yourself up, just enjoy what you have achieved this month  :);)<3
    ~ NSD 2025 - NSD July 25/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • beanielou
    beanielou Posts: 95,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one yesterday. One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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