Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Jubilant June's No-Spend Days Challenge!
Comments
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Number 9 for me today.
Can I up my target to 12 in July pleaseCurrent No Spend Challenge: 4/13
2025 No Spend Days: 57/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £89.85 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £350 / £2880 (5).# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
One for yesterday and today.I’m on holiday in July so I think I will drop my target back to 15 for next month.KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £93 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Early call for day 17.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Not today junk food purchase!2
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NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 12/18
BadBookkeeper 1/15
beanielou 23/19
Caeraugirl 10cathybird 20/15
Crazybee787 9/19
Crazycatlady2 2/15
cuddlymarm 8/15
CynicalPinnacle 2/10
Dizzycap 25/20
Doris17 12/15
InDebtEnby 9/10
Jay1 2 4/14
KajiKita 18/20
laurenh1 15library0602 2/10
LittleMissDetermined 9/15
Money Choices 5/12
Optimistic Saver 15/18
Pinkpieuni 10/10
Quantaqa 10/12
QueenJess 13/15
SecondStar 15short bird 17/18
thepurplepixie 13/15
Thriftymissus 19/21
VickyA 2 10/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!) July targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15CynicalPinnacle 10Dizzycap 20Doris17 15InDebtEnby 12Jay1 2 14KajiKita 15library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 18Pinkpieuni 10Qantaqa 12QueenJess 15short bird 18thepurplepixie 15Thriftymissus 21VickyA 2 10🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
Great going folks. Look at all those fantastic NSDs!
Early call for a 25/20 NSD Friday!Wishing everyone a Fantastic NSD Friday!# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £89.85 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £350 / £2880 (5).# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed2
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