misstara's mortgage free diary

misstara

A NSD today.

Did a few extra hours OT so some extra pennies paid next month.

Going to finish up early tomorrow to visit a friend which I'm looking forward to.

misstara

Seeing my friend this afternoon was lovely 😄 having to come back to work to do the night shift not so much! On the plus side, it's payday so I have paid £100 to the credit card and moved various amounts to savings.

£16.42 left of the food budget after milk delivery direct debit and buying night shift snacks so that has been moved to roof debt savings.

misstara

Slept until about 2.30 yesterday and then had a very lazy day before going for an early night.

Spent £22.50 online at @rgos buying mugs (OH somehow managed to break 2 over the last week) and salt and pepper shakers - will pick up on Monday.

£2 cashed out from surveys and moved to the roof debt savings.

[Deleted User]

Pity you're not near me I've a cupboard full of mugs!

misstara

Aw thanks Dolly, that would have been handy.

Double shift completed yesterday and it was a really nice shift 🙂

Day off today so I went to the gym first thing and then popped to the supermarket to get rolls to make bacon rolls for breakfast plus teabags, sugar and crisps for OH - £8.80 spent.

Got a wash on and did the cleaning upstairs this morning. Away to sit with a cup of tea and do some surveys before tackling the downstairs cleaning.

misstara

Downstairs cleaning mostly done, OH will mop the floors tomorrow while I'm at work. Had vaguely thought about a payday treat takeaway but OH isn't feeling all that great so decided to save the money for another day and grabbed something out the freezer instead.

£1.40 cashed out from surveys and moved to roof debt savings. Surveys are just sooo boring but calculated I have made £31.36 this month from surveys so if I keep that up, it would be around £370 extra over the year 😃 looking at the bigger picture definitely gives me the incentive to keep going with them.

misstara

Mortgage payment will go out tomorrow including £12.99 regular overpayment but have updated my signature early so now £104, 364.81. Have worked out that daily interest is £12.90 😱

in_need_of_direction

at least your standard overpayment covers more than one day’s interest.

misstara

Very true INOD.

Not much to report from today. Shift at work was a good one again and I finished at 3pm which is always nice.

Decided to get a takeaway tonight and shared a pizza from the local kebab shop. Was very yummy and a cheap option as my half was £6.75 for the pizza and a can of juice.

misstara

NSD today 🙂

Cashed out £2 from surveys and paid to the roof debt savings. 75% of the way to being able to cash out £20 from 0nepoll so hoping to get there in the next few weeks. And finally got access back to PA 😀 so did a couple of surveys.