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misstara's mortgage free diary
Comments
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£17.46 spent today on food - few bits that we needed plus night shift snacks for tonight.
Got my payslip so will need to get a budget sorted for next month.
Hair cut booked for tomorrow afternoon, been about 9 months so definitely needed.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1 -
£6.30 cashed out from PA and added to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1 -
Spends for today are £50 on getting my hair cut and 80p on washing up liquid.
Really good day for surveys so £20 cashed out from 0nepoll, £1.90 from another survey site and £5 @mazon voucher from another. £26.90 moved to the roof debt savings. Also have around £28 in PA waiting to be available to cash out.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)0 -
wow that's a fair bit of survey money!
1 -
It sure is Boodedoo 😄
£6.06 cashed out from PA and moved to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)0 -
NSD 🙂
£13.55 cashed out from PA and added to the roof debt savings.
Weekend off 🙂 so plan is going over to the allotment to see what needs done and watching rugby.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1 -
Although rain was not forecast until this afternoon, it has been drizzly all day so we've left the allotment visit until tomorrow.
OH did a bit of cleaning while I popped to the supermarket - £14.37 spent, just on a few bits like coffee, cider to drink while watching the rugby and something for tea. We're having nachos as that's a nice quick tea to sort after the rugby.
Have a £5 off £30 spend at Lid! so will pop there after the allotment to do a proper shop.
Rugby is about to start so away to settle down to watch.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1 -
Popped over to the allotment this morning - it's a bit of a state so will need some work done to get ready for planting. Greenhouse has unfortunately lost some panes of glass during the winter storms. Didn't actually do any work as such over there as due to the breakages, the gardening gloves had gotten wet and gone mouldy. £157.54 spent ordering new panes (just acrylic ones) and gardening gloves.
Also popped to Lid! and spent £32.55 after the voucher. £5 moved from grocery fund to roof debt savings. Now have £35.62 left in the grocery fund which should be plenty to see us to the end of the month.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1 -
A NSD yesterday - popped into work for a couple of hours in the morning for a meeting that couldn't be rescheduled and then back for the NS. Today will be a NSD as well, back on NS tonight so will just be sleeping.
Fairly busy night so far but seems to have settled down now🤞so can hopefully catch up with some of my paperwork
Have done a few surveys on PA, just waiting for the money to become available to cash out
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)0 -
£5 am@zon voucher redeemed from a survey site plus £1.61 from another so £6.61 moved to roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1287.38/£3660 (35.2% saved)1
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