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misstara's mortgage free diary
Comments
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Went shopping after work and spent £57.60, around £45 on food and the rest on toilet rolls and cleaning stuff. Also spent £13 on my brother's birthday present (paid for the rest from the @mazon vouchers I've gotten through surveys).
£2.05 moved to the roof debt savings (£1 from surveys and £1.05 from cashback).
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1 -
Not much to report from today - it's been a NSD and 58p has been moved to the roof debt savings from cashback.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)2 -
Quick post before bed, it's been a NSD as was on a double shift. Another one tomorrow 😢 but then off the weekend and my parents are visiting which will be nice.
Did a couple of PA surveys when I got home so hopefully the money will be available to cash out soon.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)2 -
Didn't get round to posting yesterday but survived the shift and it was a NSD.
Day off today so doing a bit of a house tidy before parents arrive later on.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1 -
My interest is around £14.90 a day 🙈🙈🙈 it's awful when you think about it like this isn't it.
Hope you have a lovely weekend 💓
Emergency Fund - £1000
Groceries October £ 290.26/5002 -
Enjoy your visitors :-)
1 -
It is a bit depressing thinking about it as currently over half my monthly mortgage payment is just paying off interest, however, will be good to see the figure coming down.
Thanks - hope you have a lovely weekend too.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
Thanks Boodedoo. Went out for a lovely meal last night, mum paid so it was a NSD.
Popping into work this morning to help out for a couple of hours and then we're all going out for lunch with my gran.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
Lovely day again, made plans to visit my parents around Easter time so looking forward to that.
Few spends - £4.16 on toiletries and £5.60 on food.
£3.03 moved to roof debt savings from surveys and cashback.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)2 -
NSD today as was on a double shift again. Got one more this week and then that will be it for a while thankfully, pay at the end of next month will be good though.
£1 added to roof debt savings from surveys.
Mortgage 26.4.25 - £108,500 1.10.26 - £101,793.04 (6.2% paid)
Mortgage overpayments so far - £995.84
MOP savings - £25.01/£50
Debt 16.11.25 - £5160 1.10.26 - £4050 (21.5% paid)
Roof savings - £3650/£3650 (100% saved 🥳)1
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