misstara's mortgage free diary

misstara

£1.50 moved to roof debt savings from TCB.

A NSD for me as ended up working late so couldn't be bothered going to the shops.  OH paid for a takeaway instead but really need to go get food shopping tomorrow.

misstara

Quick post before bed.  Difficult day at work but did manage to escape on time so got our food shopping done - £38.65 spent including getting washing powder and bin bags.

£3 cashed out from surveys and added to the roof debt savings.

misstara

Another difficult day at work but again managed to get finished at my proper time.  Went to meet a friend for a coffee after work.  Spends for today were £3.30 on a coffee, £5 on parking (! but didn't have time to park somewhere free and walk) and £8.50 on a plunger and drain cleaner as we are having some issues with the shower.  Will see how it is tomorrow and phone a plumber if need be.

54p moved to the roof debt savings from cashback.

misstara

Better day at work  

£50 paid to the plumber to fix the shower drain as our diy attempts did nothing but so worth it to have a working shower again.

Still had £84.75 in the food budget left so moved £4.75 to the roof debt savings as £80 is more than enough to get any food shopping needed for the rest of the month.

Payslip in today so will need to do a budget for next month.  I didn't do that much overtime last month but with no council tax to pay, I should still be able to put a decent amount into savings.

misstara

A NSD today

£6 cashed out from surveys and moved to the roof debt savings.

Day off tomorrow so plan is to go to the gym and give the house a good clean. 

misstara

Have been to the gym this morning and then popped to S@insbury's afterwards to get a few things - £13.09 spent.

Home, showered and a very yummy brunch of scrambled eggs on toast with smoked salmon.  Going to chill on the sofa for a while watching a film with OH and try to do a few surveys before doing the cleaning this afternoon.

Won't be going out again today as it is a horrible day out there.

misstara

Cleaning pretty much all done - just hoovering the living room and mopping the floors but OH said he will do that tomorrow while I'm at work.  Have picked up an overtime shift which I am very much regretting but it's extra pennies and should be finished by 1pm.

Budget completed for next month.  Although I didn't do that much overtime last month, no council tax means it hasn't impacted on my budget.
- £300 roof debt savings
- £100 credit card
- £100 emergency fund
- £100 car fund
- £50 Christmas fund
- £50 holiday fund

There's 3 birthdays in February including OHs so have budgeted £100, there's already £103ish in the fund for presents so should be more than enough.  I've also still got the £50 that I had planned to use to treat us to a meal out during my annual leave but didn't due to the snow/illness so I'll use that for a meal out for OHs birthday.

misstara

£1 cashed out from surveys and added to the roof debt savings

misstara

Didn't get finished until 3 today but it was a nice shift and all extra pennies.

Popped to @ldi after work and got shopping for the week - £29.04 spent.  Forgot to get cheese and butter so will need to get that tomorrow.  Hopefully won't need anything else before payday and then the groceries underspend can be moved to savings.

misstara

Not much to report from today - popped to the shop after work to get cheese, butter and granola, £7.09 spent.  Now have £30.78 left in the food budget so hoping not to spend anything more.

£1.07 added to roof debt savings from cashback.