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misstara's mortgage free diary
Comments
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£6.48 cashed out from PA this morning and added to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)0 -
Inspection at work today which went very well 😃
Got my eyebrows done after work (£20) and spent £29.80 in Morries. £3.15 was on a wee drink to celebrate, £6.95 on home stuff and rest on food. They were selling off their festive candles for 60p-£1.25 so I stocked up and bought 7 as I do like having candles burning in the evening plus a cute bee mug for £1.50.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)4 -
NSD yesterday 🙂
£8.07 cashed out from PA and moved to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)2 -
NSD yesterday 🙂 ended up having to go back into work last night to do the night shift and have to work tonight as well. Staffing over the last week or so has been dire, I will have done around 50 hours overtime over the last 10 days which is just ridiculous and not sustainable, however, staffing looks better going forward and my pay at the end of March will be a good one.
OH is out seeing friends for tea tonight and I'll pop up to the local shop to grab something quick as really not in the mood for cooking. Although I can't be bothered leaving the house so will have a rummage round the freezer first and see if I can find something to bung in the oven.
£9.05 moved to roof debt savings from surveys - so happy to have access to PA again.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)1 -
good news about PA lettin
g you play again 😊
That level of O/T is awful, yes the money will come in handy but if it goes on you'll be ill. Do take care
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Wow. That’s a lot of OT.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Yep last thing we need is me going off sick but some staff will be back from annual leave next week and those off sick have confirmed they will be back so should be better going forward.
Freezer dive didn't produce anything I fancied eating but there's bacon, eggs and bread so I'll make an omelette or scrambled eggs on toast.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)1 -
Yesterday was a NSD 🙂 today a rather spendy day - £50.69 on petrol, £10.40 on food shopping, £57.20 on a meal out with OH and £75 on his birthday present. All budgeted for but still feels like a lot of money all going out at once.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)1 -
Realised I was running very low on granola for work breakfasts so £2.80 spent on that.
£6.39 cashed out from PA and added to the roof debt savings.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)1 -
£1.22 added to roof debt savings from cashback and surveys.
£20 transferred to my sister to pay for my share of SIL's birthday present.
Mortgage 26.4.25 - £108,500 1.4.26 - £103,723.68 (4.4% paid)
Mortgage overpayments so far - £927.90
Debt 16.11.25 - £5160 1.4.26 - £4660 (9.7% paid)
Roof savings - £1332.33/£3660 (36.4% saved)1
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