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Spring In Our Step
Comments
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Not proper OATs done, but have managed to get my hair cut and make two batches for eating and freezing this weekend (mushroom, Brazil nut loaf and veggie bolognese with blitzed walnuts) 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Started cleaning the patio, so part of it has now had a first go with the pressure washer and is already looking better. Soggy moss and dirt has gone into the compost.
3 -
Curtain OAT continues, although I should have left it for today because I'm quite tired and hungover after a weekend of visitors 😬😂
Decided to put up the pole, which Mr C had removed for a different project in another room (which hasn't been put into action). Clocked the new holes, and measured an inch below. Charged the drill. Had a small squabble trying to find drill bits, screws, plugs.
Then realised that Mr C had cut the curtain pole for the new project, and forgot he'd done it 🙄 Tried to buy a replacement, couldn't find what I wanted at a reasonable price, so took inspiration from @foxgloves and did some shopping from home, and found a wooden pole in the garage. Miraculously it was the right length, and even more miraculously I found fixings and rings that fit (the rings aren't the same colour, but they'll be hidden behind the curtain anyway).
Think I might quite while I'm ahead and finish tomorrow...5 -
Definitely quit while you're ahead - well done on finding the curtain pole. Maybe you can get Mr C to put the other pole up as well?
I'm half way through doing my soil tests - I've had the kit for over a year, so something else off the list and when I've finished them I can throw the kit out (and order another one for next year, hoping to see an improvement!).
I've also ordered a stand and an elbow for the small shed waterbutt, and a 30m hose to go on the empty hose reel. I've found a 50m hose and 50m tape measure, so need to make a decision on those (need them, but I'm trying to give up amazon).4 -
As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
No OATs from me today but I have been continuing in the spirit of OAT and picked up a small food bundle from olio instead of thinking 'no I don't have time', and was extra rewarded by finding on the street a tray of small plant pots which are perfect for my intention of taking some cuttings to car boot sale.
List for tomorrow written, and it includes two OATs- arranging a meeting with mortgage broker and doing the intimidating and boring admin for possible invigilator role1 -
KajiKita said:
I might buy some blood, fish & bone if I come across any. And once the veg plot is fenced I'll also add some chicken and farmyard manure in there - not doing it on the main beds as the dog may find it too interesting!).2 -
I picked up some in Home Bargains this week, and had seen it in the supermarket so you may find some Greenbee. I hate to say it but I did spot big bags on Amazon earlier.I've been having a gentle few days but DS1 and I did manage to get both old sofas onto the drive ready for collection tomorrow.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Hello lovelies!
I thought I'd jump on to shout about 2 big OATs I've done this weekend. Especially because I was having a quiet weekend with no pressure to get anything done.
I pulled a few years worth of nettle roots out of my tortoise enclosure! It was hell on my hands but it was very satisfying.
I also dug a load of mud out of a drain on my patio that had been clogged for years. I have mostly unblocked it, enough to make a difference hopefully with the upcoming rain. I think there might be some debris down there, but that can be a job for another day (or year).
A little OAT was finally finishing painting the trellis in my garden. The clematis has been growing in all this sunshine so it was a battle to get it done quickly and before the weather changed.
All in all quite a lovely weekend!
I hope you all have a lovely weekend too.Debts 04/01/25 01/07/25
Tesco CC £6,509.97 £5,945.00
NatWest CC £7,612.74 £7,155.00
Lloyds CC £6,112.60 £5,215.00
1st Direct CC £176.03 £4.50
CC total £20,411.34 £18,319.50TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,451.62
Total £36,195.78 £32,021.12
EF £300.002 -
I will reapply for my blue badge by the end of the week.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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