We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Amazing April's No-Spend Days Challenge!

1303133353647

Comments

  • Another one today, please - 16/20
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • QueenJess
    QueenJess Posts: 4,849 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2026 decluttering: 1,306 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 390🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • Crazycatlady2
    Crazycatlady2 Posts: 1,083 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Sunday and Monday please x
  • 18/19 Please @cathybird Thank youXX
  • Still 10/15, took ds to arcades made £10 last by playing pool & air hockey! Went to Maccas for lunch & both had the fiver meal so not too expensive for a good afternoons entertainment. 
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • Pinkpieuni
    Pinkpieuni Posts: 263 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today.

    Challenges

    NSD - June - 2/10

    1. 2026 Mortgage-Free Wannabes #61 £21,665.01/£27,100, MF target June 2026, current mortgage balance - £5,300

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £1,742

  • cathybird
    cathybird Posts: 16,661 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 April 2025 at 9:54PM
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    April targets


    AuntieL 4/18  image 


    BadBookkeeper 10/15  image  image  image 


    beanielou 21/19  image  image  image  image  image  image 


    Caeraugirl 7/20  image  image 


    cathybird 17/15  image  image  image  image  image  image


    Crazybee787 18/19  image  image  image  image 


    Crazycatlady2 14/15  image  image  image 


    cuddlymarm 7/15  image  image 


    Dizzycap 21/20  image  image  image  image  image  image  image


    doingitanyway 1/10  image 


    ET22 6/20  image  image 


    Honeysucklelou2 10 


    InDebtEnby 8/10  image  image 


    Jay1 2 9/14  image  image 


    KajiKita 16/20  image  image  image  image 


    laura lau 6/20  image  image 


    laurenh1 8/18  image  image 


    LittleMissDetermined 10/15  image  image  image 


    Louise600 3/10  image 


    Makingabobor2 15 


    Money Choices 7/10  image  image 


    Optimistic Saver 16/20  image  image  image  image 


    Pinkpieuni 12/10  image  image  image  image  image


    QueenJess 14/15  image  image  image 


    Saver-upper 15 


    SecondStar 9/15  image 


    short bird 14/18   image  image  image 


    thepurplepixie 9/10   image  image 


    Thriftymissus 17/20   image  image  image  image 



    To see the updated results for April on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 10,177 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Not today - lunch with a friend 🤷‍♀️😊

    KK
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 315 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Number 8 today 
    Current No Spend Challenge: 2/13
    2025 No Spend Days: 65/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Dizzycap
    Dizzycap Posts: 2,077 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    Evening all <3
    Declaring a very early 21/20 NSD Wednesday and a FULL emoji house :D
    Wishing everyone a Wonderful NSD Wednesday <3  
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 5/10 (6)
    # Regular Savers 2026- New 7/12 - Total: 29 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    £10-a-Day Challenge 2026 - £573.56 / £1825 (6)
    No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)
    # No.27 - Top Up EP 2 £1105 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.7K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.