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Amazing April's No-Spend Days Challenge!
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Good morning allDeclaring a NSD 19/20 Easter Monday - 2 more to go to get the full house. This is far better than BingoWishing everyone a Moreish NSD Monday~ NSD 2025 - NSD July 22/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2
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Number 16 for me today, on a final push to 20 this week x1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
17/19 Please @cathybird Thank youXX I have totally changed my spending habits. Thank youXX1
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Nsd today.
Challenges
NSD July- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 342 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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2 more NSD's for yesterday and today for a total of 14.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
April 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 4/18BadBookkeeper 10/15beanielou 20/19Caeraugirl 7/20cathybird 15/15Crazybee787 17/19Crazycatlady2 12/15cuddlymarm 7/15Dizzycap 19/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 7/10Jay1 2 7/14KajiKita 15/20laura lau 6/20laurenh1 8/18LittleMissDetermined 9/15Louise600 3/10Makingabobor2 15Money Choices 7/10Optimistic Saver 14/20Pinkpieuni 11/10QueenJess 13/15Saver-upper 15SecondStar 9/15short bird 14/18thepurplepixie 9/10Thriftymissus 16/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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@CrazyBee787 yay, it's good to hear the challenge has helped! xxx
@beanielou you posted at 4am and again at around 10.30am - maybe the one at 4am was for yesterday? otherwise it's just the one NSD. Just checking xx1 -
@cathybird. So sorry. It is indeed just one NSD.xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Achieved one today so 10/15. I think I can just about meet my target for April 🎯Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2602
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