April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Another one for me today, please - 15/20March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
NSD for BH Monday.
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@beanielou no need to apologise, these things happen xxx
1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 4/18
BadBookkeeper 10/15
beanielou 21/19
Caeraugirl 7/20
cathybird 16/15
Crazybee787 17/19
Crazycatlady2 12/15
cuddlymarm 7/15
Dizzycap 20/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 7/10
Jay1 2 9/14
KajiKita 16/20
laura lau 6/20
laurenh1 8/18
LittleMissDetermined 10/15
Louise600 3/10
Makingabobor2 15Money Choices 7/10
Optimistic Saver 15/20
Pinkpieuni 11/10
QueenJess 13/15
Saver-upper 15SecondStar 9/15
short bird 14/18
thepurplepixie 9/10
Thriftymissus 17/20
To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring a very early NSD 20/20 Tuesday - No spending on Tuesday as I'm on semi-bed rest for a while
I will have the NSD Full House on Wednesday! 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1836.43 / £2026 (4)1 -
Easter Sunday = NSD
Easter Monday = NSD - and that's despite running out of chocolate biscuits! No chocolate bars left either! I tried to satisfy the 9 year old inside me with a jam sandwich and a hot chocolate, which didn't completely work but at least they couldn't claim they were hungry after that.
I will need to do some shopping tomorrow though, I've run out of nearly all food except frozen vegetables.Toodle-pip :hello:3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
It was one for me yesterday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
Morning all, NSD number 17 for me today.1
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Hi
I’m afraid my NSDs aren’t going well this month, at all. Yesterday I needed some veg, bad planning on my part. I normally have frozen in but had run out. Today I need a birthday card and tomorrow is a biggie because we’re eating out for DS2s birthday. I just need to get a bit more organised.
Well done to all on here and hugs for those that need them.
Cuddles
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002
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