April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
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14/19 please @cathybird Thank youXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
cathybird said:
Thank you for asking 😊
At least I had an NSD today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 3/18BadBookkeeper 7/15beanielou 18/19Caeraugirl 7/20cathybird 13/15Crazybee787 14/19Crazycatlady2 10/15cuddlymarm 7/15Dizzycap 17/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 6/10Jay1 2 5/14KajiKita 14/20Kermit10 20laura lau 6/20laurenh1 8/18LittleMissDetermined 9/15Louise600 3/10Makingabobor2 15Money Choices 7/10Optimistic Saver 13/20Pinkpieuni 10/10QueenJess 12/15Saver-upper 15SecondStar 9/15short bird 12/18thepurplepixie 9/10Thriftymissus 14/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one for meAugust No Spend Challenge: 13/13
2025 No Spend Days: 100/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
KajiKita said:Today will be a spend day Saturday as I need to bulk buy items for babyface which are half price today with extra bonus points, so will buy a couple of things I need too. Might as well bite the bullet in one go~ NSD 2025 - NSD August 23/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Managed day 9, the rest of the week has been horribly expensive.2
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Number 14 for me today, wishing everyone a very happy Easter if this is something you celebrate x
edited to add do you use JamDoughnut @Dizzycap, depending on where you’re buying stuff, could be worth your while if you’ve not signed up already?2
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