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Amazing April's No-Spend Days Challenge!

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Comments

  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Can I add one for wednesday please x
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi
    I’ve achieved 2 more NSDs.  These were 11 and early call for today 17 April.
    This makes my target 4/10 NSDs.

    MoneyChoices


    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi 
    Target should be 7/10 NSDs.

    Money Choices

    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • CrazyBee787
    CrazyBee787 Posts: 1,220 Forumite
    1,000 Posts Name Dropper Photogenic
    edited 17 April at 3:26PM
    13/19 please @cathybird Thank youXX I did spend today groceries (necessity and well under usual budget) and a voucher for £5.00 in Mr M&S so feel I can keep the No spend status. Thank you.
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today as ordered new spectacles. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pinkpieuni
    Pinkpieuni Posts: 180 Forumite
    100 Posts Name Dropper Photogenic
    Nsd today, resisted the temptation to buy lunch in work.thanks

    Challenges

    NSD - Oct 13/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 252 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • BadBookkeeper
    BadBookkeeper Posts: 834 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    Yet again a spend day!  Paid for dentist visit & out tonight for a few drinks.  Hoping for 1 tomorrow as been a spendy few days still 7/15. 
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member. 
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 April at 3:35PM
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 3/18  image 


    BadBookkeeper 7/15  image  image 


    beanielou 16/19  image  image  image  image 


    Caeraugirl 7/20  image  image 


    cathybird 12/15  image  image  image 


    Crazybee787 13/19  image  image  image 


    Crazycatlady2 10/15  image  image  image 


    cuddlymarm 6/15  image  image 


    Dizzycap 16/20  image  image  image  image 


    doingitanyway 1/10  image 


    ET22 6/20  image  image 


    Honeysucklelou2 10 


    InDebtEnby 5/10  image  image 


    Jay1 2 5/14  image  image 


    KajiKita 13/20  image  image  image 


    Kermit10 20 


    laura lau 6/20  image  image 


    laurenh1 8/18  image  image 


    LittleMissDetermined 6/15  image  image 


    Louise600 3/10  image 


    Makingabobor2 15 


    Money Choices 7/10  image  image 


    Optimistic Saver 13/20  image  image  image 


    Pinkpieuni 9/10  image  image 


    QueenJess 12/15  image  image  image 


    Saver-upper 15 


    SecondStar 9/15  image 


    short bird 11/18   image  image  image 


    thepurplepixie 8/10   image  image 


    Thriftymissus 12/20   image  image  image 



    To see the updated results for April on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 8,431 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today. Paid the vet bill to spring the cat from ‘jail’ after her op!  😳😉❤️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 185 Forumite
    100 Posts Name Dropper Photogenic
    5/10 for me. Halfway there 
    Current No Spend Challenge: 16/13
    2025 No Spend Days: 130/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
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