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Amazing April's No-Spend Days Challenge!
Comments
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13/20 for me today - thanks @cathybird 💛
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
NSD yesterday and declaring early for today.KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one today so 7/15. Taking don to see the new minecraft movie (used meerkat code) planned spend, but he also needs some new shorts & pjs unplanned spend. Growing too quick!!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601
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Good morning
£20 to the savings account today please
I remember my boys growing like weeds and the fridge never being full, worth every penny 😀
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Another NSD yesterday.#15 Save £12k in 2026 £4500/£120001
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Up to 9 NSDs for April
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
hey @cuddlymarm you have let us know your payment a day in the NSD thread xx only mentioning this in case you want to post there xxx
NSD number 10 for me today. Half way through the month and another 10 to target, should be fine but I am definitely spending more often this month than previous one so far! I seem to have regained a social life - hahahhahahaha.3 -
Did take lunch to work, didn't stay at work (overbooked, not my fault but as I had a prescription to collect I volunteered to leave).
So I've spent money getting something printed at the library. I'm not sure I'm going to reach my target this month.Toodle-pip :hello:1 -
Hello, day 10!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Hi @cathybird day 11 please. Thank youXX1
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