April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Didn’t get an NSD yesterday (Mr KK had serious gardening glove envy so had to buy him a pair too! 🙄😂) and bought LOTS of ‘leaving my job’ biscuits to thank colleagues.
However, I am declaring early for today 👏😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 25 books of target 52 in 2025, as @ 23rd May
Produce tracker: £108 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Hi everyone
I’ve achieved another 2NSDs. Thesewere 7 and 10 April.
Money Choices3-6 months Emergency Fund challenge No 81 £1,431.00/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, Apiril £173.81/£120.2 -
It is like I have spent money today, I have free chocolate cake, two cokes (to go with meal tonight) and bottle of wine (which will be used for cooking) from MD and I am using things I have in the cupboards for a fancy meal with room mate, But it is defineteley not a spendy day therefore 9/19 Please @cathybird Thank youXXI am trying to raise £150 by 01.07.25 from Prolific and other sources, I am up to £7.50/£150 which is 5%2
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NSD today so that is 7 of 10. Very pleased with how it is going and amazed at how much it has reduced my spending which shows how much money I waste. Thank you Cathybird for doing this, I'm sure it is helping lots of us.2
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One more today after a couple of spendy days.#21 Save £12k in 2025 £10477.35/£20000
May NSD Challenge 7/202 -
The 8th, I spent. The 9th, 10th, 11th I spent.
The 12th was a NSD! 🥳
The 13th I spent. The annoying thing is I've hardly done anything at all today. Hanging washing to dry has been the pinnacle.2 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 3/18BadBookkeeper 6/15beanielou 13/19Caeraugirl 6/20Cassingtonbear 10cathybird 9/15Crazybee787 9/19Crazycatlady2 6/15cuddlymarm 4/15Dizzycap 12/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 3/10Jay1 2 4/14KajiKita 10/20Kermit10 20laura lau 2/20laurenh1 6/18LittleMissDetermined 6/15Louise600 3/10Makingabobor2 15Money Choices 5/10Optimistic Saver 11/20Pinkpieuni 6/10QueenJess 9/15Saver-upper 15SecondStar 1/15short bird 8/18thepurplepixie 7/10Thriftymissus 8/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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Another 2 to report. Hoping to get 4 in next week before I go away for thr bank holiday. Xx1
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Sunday is day 8.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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