Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Amazing April's No-Spend Days Challenge!
Comments
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It's definately a spend day today!
Sainsburys have a 50% off New Zealand Legs of Lamb, Beef, Pork, and Gammon beginning today. No other Supermarket has jumped on the 50% off Mains Discount bandwagon yet, but you'll need a Nectar Card to get the discount
Also full details below of dicounted 15p Veggie Bags Days ENJOY!Full Details: Major UK supermarkets slash Easter vegetables to just 15p - full list of discountsTime to stock up for a full fill up freezer batch cooking meat meal splurge and then save some extra veggies the in the cool shed# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1834.93 / £2026 (4)1 -
Six for yesterday and another one for today, I've been out and won't be out again so confident this is day 7 of 10. My new technique is I don't take my purse unless I really need to buy something so today I was out for a medical appointment which would normally end with me parking nearby and paying so today I parked further away for free and walked, then I'd almost always have a mooch round the shops and buy something I didn't need. No purse today so NSD. I'm sure it will catch me out at some point but useful at the moment. I'm hoping for another NSD at the weekend before out visitors arrive for a more expensive week next week.2
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Oh dear, I counted yesterday twice! So today is day six out of ten. I think I'm a bit keen.2
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NSD #3 for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
7/19 Please @cathybird Thank youXX2
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NSD here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Still 5/15. Had to pay for sons cricket membership for the year & bought a round of drinks at the club. Happy with spend but hoping for an NSD soon.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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April 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/18
BadBookkeeper 5/15
beanielou 11/19
Caeraugirl 5/20
Cassingtonbear 10cathybird 8/15
Crazybee787 7/19
Crazycatlady2 6/15
cuddlymarm 3/15
Dizzycap 10/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 3/10
Jay1 2 3/14
KajiKita 9/20
Kermit10 20laura lau 2/20
laurenh1 4/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 3/10
Optimistic Saver 10/20
Pinkpieuni 6/10
QueenJess 9/15
Saver-upper 15SecondStar 1/15
short bird 7/18
thepurplepixie 6/10
Thriftymissus 7/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Another one for me todayCurrent No Spend Challenge: 7/13
2025 No Spend Days: 45/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20303
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