April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
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12/19 Please @cathybird thank youXXMissions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.2 -
Number 4 for me after a busy weekendCurrent No Spend Challenge: 16/13
2025 No Spend Days: 130/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
One more NSD.
But I need to spend again tomorrow. And today I wasn't really active either. When I'm at work all day I don't spend - I've mostly got into that good habit, but I'm so good at avoiding anything that resembles housework (including crafts that I've already started) that when I'm not at work I either vegetate or spend money.2 -
Not one today out of date mince meant unplanned trip to the shop 😖 still 7/15!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 3/18BadBookkeeper 7/15beanielou 16/19Caeraugirl 7/20Cassingtonbear 10cathybird 12/15Crazybee787 12/19Crazycatlady2 9/15cuddlymarm 6/15Dizzycap 16/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 4/10Jay1 2 5/14KajiKita 13/20Kermit10 20laura lau 6/20laurenh1 8/18LittleMissDetermined 6/15Louise600 3/10Makingabobor2 15Money Choices 5/10Optimistic Saver 13/20Pinkpieuni 8/10QueenJess 12/15Saver-upper 15SecondStar 9/15short bird 11/18thepurplepixie 8/10Thriftymissus 12/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Wednesday was day 11.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for yesterday.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring another NSD before the inevitable spendy next few days with the kids!2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Good morning allDeclaring a 16/20 NSD Thursday.Wishing everyone a great Tickly NSD Thursday~ NSD 2025 - NSD October 19/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1
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Number 12 today and 2 Easter eggs given from my partner’s work to help me stay away from impulse buying something sweet. What a shame he doesn’t like chocolate…1
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