Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Amazing April's No-Spend Days Challenge!
Comments
-
Thank you for the welcome @cathybird
I confirm that yesterday was a no spend day. Today won't be as I have a hair cut booked but that will be the only spend today.
Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs1 -
Declaring a NSD Thursday 22/20Wishing everyone a Thrifty NSD Thursday!~ NSD 2025 - NSD August 23/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2
-
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Spendy day today, I think it is the cold, I bought chocolate and lunch😒 but I did enjoy! 😊Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!3 -
Declaring another NSD today.2025 decluttering: 4,392 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 345🥉🥈🥇💎🏆Mini freezer challenge +3/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
-
NSD to add for wednesday please2
-
Still 11/15, spendy day off with ds but kept it as low as I could.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602
-
Two NSDs for me - Wednesday and Thursday 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7003 -
NSD day today, I won't manage one tomorrow but hoping Saturday will take me to 11. I would have managed one yesterday but we decided to book a hotel for a weekend away to see GC for their birthday in a couple of months. It is a Premier Inn and just over £100 and considering we don't have holidays it seems worth it (DH is disabled and doesn't manage more than 2 or 3 nights away) The deal is I pay for the hotel and DH pays for petrol and meals while we are away so I will actually save some money on food that week.4
-
April 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 6/18BadBookkeeper 11/15beanielou 23/19Caeraugirl 7/20cathybird 17/15Crazybee787 19/19Crazycatlady2 15/15cuddlymarm 8/15Dizzycap 22/20doingitanyway 1/10ET22 6/20Honeysucklelou2 10InDebtEnby 8/10Jay1 2 9/14KajiKita 16/20laura lau 6/20laurenh1 8/18LittleMissDetermined 12/15Louise600 3/10Makingabobor2 15Money Choices 9/10Optimistic Saver 17/20Pinkpieuni 14/10Quantaqa 2/4QueenJess 16/15Saver-upper 15SecondStar 9/15short bird 14/18thepurplepixie 10/10Thriftymissus 19/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards