April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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4/15 for me. I’ve just finished reading ultra processed people which was an eye opener on the rubbish we’ve been eating far too often. Sad to say to eat better involves spending more from our grocery pot so hoping by doing this challenge, i’ll stop flittering and make it a bit easier to add more to the grocery pot and be able to spend more for better food for our family.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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5/19 Please @cathybird thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 1/18
BadBookkeeper 4/15
beanielou 7/19
Caeraugirl 3/20
Cassingtonbear 10cathybird 3/15
Crazybee787 5/19
Crazycatlady2 3/15
cuddlymarm 1/15
Dizzycap 7/20
doingitanyway 10ET22 3/20
Honeysucklelou2 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 5/20
Kermit10 20laura lau 2/20
laurenh1 2/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 10Optimistic Saver 5/20
Pinkpieuni 4/10
QueenJess 4/15
Saver-upper 15SecondStar 1/15
short bird 4/18
thepurplepixie 3/10
Thriftymissus 5/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
hi @thepurplepixie
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Nsd today
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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NSD Sunday here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Great going with all the NSD's folks!
Declaring a NSD 7/20 Monday - hospital appointments galore this week and when I can spend, I need to rest
So that's blasted any spending out of the water for this week. I will need to do a freezer semi-stock up on daily essentials at some point this month, but it's not urgent, at the moment! 
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Number 5 for me today. Thank you @cathybird2
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3 more for me please, including today.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002
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