Living Large, on a Small Income, by the Sea.

dawnybabes

I did a 6 week course at the local college on basic plumbing and electrics, was a bargain at £30 plus I got a student union card 🤣🤣🤣

Sun_Addict

I'm not surprised you were upset about the broken china, I would be too.

I hope you manage to get the tax demand sorted, often it's something simple that needs to be clarified. A few years ago I had an old pension scheme wind up and I took the money as it wasn't a large amount on which I paid tax. This generated a new tax code as HMRC thought this was going to be my monthly pension. It was easily clarified with a phone call and a follow up letter with a copy of the letter from the pension company clarifying it was a one off payment. It stressed me out no end until it got sorted though. 

doingitanyway

Thanks for the commiserations @beanielou and @Tresinia511

Thanks @Seasidegal58 I relate to your post about ex partners! This is exactly why I want to build savings, so I can 'just pay them' straightaway when issues arise...not there yet, but I will be 

dawnybabes said:

I did a 6 week course at the local college on basic plumbing and electrics, was a bargain at £30 plus I got a student union card 🤣🤣🤣

Well done you!

Thanks @Sun_Addict I seem to be at the bottom of the tax issue...

Yesterday I cleared and repotted plants at the front of my house. I have purple salvia, a mauve wavy plant I don't know the name of, a white and a purple butterfly bush and low planted violas. I am back to getting compliments from passersby and smiling when I walk through my front door 

I called re my tax at 7ish just to check the number was correct. I was surprised that it went straight through, so they are open before 8. No holding on at all. I do owe the tax, not income but to do with interest when I was waiting to buy the house. I set up a payment plan. I am paying beyond their 3 years, a small amount. I am not paying any interest. I had to do an I and E over the phone. I am sharing this because all their information says you have to pay within 3 years. Not true,  it can go beyond if you have a low income. Anyway, all done now and feeling lighter in my head and my pocket!

I have a chicken stew in my pressure cooker. I ate poorly yesterday again. When I have a soup or stew ready to eat I generally eat well.

A little rain here...

I threw away some old boots that always hurt my feet

I need to check my cc for the grand reveal today 

There is a part time job I will be applying for today. I very much doubt I have a chance, but you never know and the application form will keep my brain engaged.

I will be walking to the GP surgery as they phoned to say I am anaemic  and they want to do further tests to work out why. I already eat to maximise calcium and protein now I have another issue to consider! No one post to suggest liver as I won't be eating it!

Have a good day all   

Tresinia511

Dia, a productive day indeed! To find out what your plants are,  take a picture then run it through Google  lens,  if you've never used it, it's easy and brilliant.  Load your picture in your photos , click the 3 dots top left and click Google lens.  It searches a database and gives you information on the image.  Good tips re tax office.  Well done on getting rid of bad fitting boots! I find it really hard to part with shoes and boots,  messing about with stretchers and insoles,  when I should just accept that they don't fit  haha. Good luck with job application and anaemic tests.  I always used to get rejected for giving blood years ago as I was always anaemic , never found out why

doingitanyway

Thanks @Tresinia511 I also struggle to get rid of ill fitting footwear as I never compromise on footwear, so I pay lots of money for footwear, but as Conran says 'a poor purchase is not redeemed by keeping it!'

....One of my best friends is a horticulturist and knows the Latin names of all plants. I'm not bothered with not knowing, but good to know how to if I am wanting to know information about other plants, like the conditions it likes to grow. 

Thanks for telling me about your anaemia as I won't be too concerned if they can't find out!
 

greenbee

I've only just found your new diary, so have been catching up! I'm very impressed with how much you have achieved - and how brave you have been having lodgers. It's something I consider every time I move but never actually do. I'm not sure it would work here as I'm too rural - it would have to be upmarket B&B which I really don't think I could manage. 

I also had the shock of tax to pay on the interest from money sitting in the bank between selling one house and buying the next. Luckily I'd been warned, so hadn't spent it all. It was sad to have to hand it over though.

With anaemia, it's worth looking at Vit C to increase absorption, but you probably want to wait until you've spoken to them as there might be a cause (particularly if it's recent). With women it can be gynae issues, or it could be something like coeliac disease. Good to know they're investigating rather than telling you to eat steak and spinach!

beanielou

Wow. So well done on the frog eating. 

Sorry about the anemia. 

doingitanyway

Thanks @beanielou
Thanks @greenbee I am glad I had the lodgers over the summer. It was a learning curve! But I cleared debt and built an EF so it was worth it to me. I am conscious of diet so it is a surprise to find out I am anaemic. Thank you for your insights and for reading/posting 

Checking back over FROGS and to do lists
FROGS

• Checking land registry and speaking to solicitor (checked LR and sent a chase email to solicitor)
• Checking credit report and registering for alerts
• Chasing TP (and getting registered online)
• Chase solicitor for response
• Order new sim 
• Minted
• Check if current phone data is being saved
• NEW for FROG LIST: speak to neighbour re their broken gutter

TO DO

• exercises/supplements
  
• find lamp and set up on other desk
• find wrist supports and connect to my work table
• find a book to use as a bullet journal and day book
• laminate yoga poster
• clean bathroom
• hoover stairs and landings 
• read

Today after my tax I called a pension scheme where I have a very tiny pension. I now have confirmation that I will receive a very tiny annual pension equal to a few bottles of champagne, or a nice meal out annually. There is a lump sum of not very much! It won't do anything now, so I will leave it until I am of pensionable age 

beanielou

You have been a busy bee. 

[Deleted User]

When you say chasing TP, do you mean the Teacher’s Pension scheme ? Are you claiming already or planning to do so? If you  are over 55 it may be helpful to investigate claiming now as it could ease your financial concerns. Just a thought.