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Marvellous March's No-Spend Days Challenge!

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Comments

  • QueenJess
    QueenJess Posts: 4,742 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • Pinkpieuni
    Pinkpieuni Posts: 247 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - April - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £900

  • Still 9/15 as bought a few things online. 
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD #8 yesterday (Wednesday). Not one today and I got my hair cut 😄
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • KajiKita
    KajiKita Posts: 9,920 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Thursday here 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,765 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    9/19 please @cathybird Thank you so very muchXX
  • cathybird
    cathybird Posts: 16,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 March 2025 at 1:02PM
    March 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    March targets


    AuntieL 8/18  image  image 


    BadBookkeeper 9/15  image  image 


    beanielou 13/19  image  image  image 


    birdsfoottrefoil 10 


    BuzzyBees101 15 


    Caeraugirl 7/20  image  image 


    Cassingtonbear 3/10  image


    cathybird 2/TF  image


    Clarabelle73 15 


    Crazybee787 9/19  image  image 


    cuddlymarm 6/15  image  image 


    Dizzycap 13/20  image  image  image 


    Doris17 4/15  image


    emmaj30 8 


    ET22 5/20  image  image 


    GeorgianaCavendish 8  


    Honeysucklelou2 2/10  image


    InDebtEnby 4/15  image


    Jay1 2 6/12  image  image 


    KajiKita 8/20  image  image 


    laura lau 4/20  image


    laurenh1 9/18  image  image 


    LittleMissDetermined 8/16  image  image 


    Louise600 10 


    Makingabobor2 15 


    Money Choices 10 


    Moneycraver05 5/10  image  image 


    Optimistic Saver 8/22  image  image 


    Pauper1 20 


    Pinkpieuni 6/10  image  image 


    QueenJess 11/15  image  image  image 


    Saver-upper 15 


    SecondStar 5/15  image  image 


    short bird 9/18   image  image 


    Thriftymissus 12/16   image  image  image 


    Tjh1412 15 



    To see the updated results for March on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,754 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 14 March 2025 at 1:56AM
    Well done everyone! We're blasting NSD March out of the water :D
    Declaring a very early NSD Friday 13/20 - H Appointments Day :/:|
    Wishing everyone a Fantastic NSD Friday <3
    ~ NSD 2026 Challenge April 12/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1834.93 / £2026 (4)
  • @cathybird mine should still be 9/15.  Spend day today as out for tea.  So still 9/15! Happy Friday 🥳
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • Today will be another NSD, so 8/22 
    Thanks so much for running this thread @cathybird
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
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