March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 7/18BadBookkeeper 8/15beanielou 12/19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 6/20Cassingtonbear 3/10cathybird 2/TFClarabelle73 15Crazybee787 7/19cuddlymarm 5/15Dizzycap 11/20Doris17 4/15emmaj30 8ET22 5/20GeorgianaCavendish 8Honeysucklelou2 2/10InDebtEnby 4/15Jay1 2 6/12KajiKita 7/20laura lau 3/20laurenh1 8/18LittleMissDetermined 7/16Louise600 10Makingabobor2 15Money Choices 10Moneycraver05 3/10Optimistic Saver 6/22Pauper1 20Pinkpieuni 4/10QueenJess 10/15Saver-upper 15SecondStar 5/15short bird 7/18Thriftymissus 12/16Tjh1412 15To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Monday was day 6 and today day 7.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for me todayAugust No Spend Challenge: 2/12
2025 No Spend Days: 89/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Good morning all NSDers@ InDebtEnby - I hope you have a lovely time with your partner.Declaring an early NSD Wednesday 11/20Wishing everyone a Wonderful NSD Wednesday~ NSD 2025 - NSD August 4/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing1
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Good morning all and thank you so much @cathybird for all you do. Today is NSD number 12. No reason to spend.0
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Not yesterday - had to pay the tree surgeon for butchering my Japanese Maple … 😢
Declaring early for today though! 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Declaring an early NSD Wednesday 6/22 - thank you @cathybird 🙏
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
Forgot to log in, but declaring 3 more NSDs - Mon, Tues and today.2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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