Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Not today, I have just spent a small fortune on decorating supplies so that while I am at home waiting for a job to appear, I can decorate. I search for jobs in the evening giving me time in the day to decorate. It is not my chosen profession 😂😂 But hopefully the results will be good. And saving me on getting someone else to do it, also I know If I take the time, I can do a good job of it.2
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NSD number 10 for me today.
Hoping not to spend tomorrow as my mum and dad have invited me for tea.1 -
A big gap between my posts as usual... I had pre-declared the 4th as spending (I actually spent less than I expected, but that was because I got lost while looking for the opticians on the other side of my home city And fell over 😥 Great for my step count though!
5th was an NSD as far as I remember. On the 6th I bought a bottle of water while at work because I forgot to take any with me.
7th I bought groceries
8th was more groceries
9th was an NSD.
Today has been an NSD so far but I'm at a loose end this afternoon. I feel I should go for a walk, but I might just walk into the bedroom for a nap.... 🤔Toodle-pip :hello:3 -
One for me today please.#15 Save £12k in 2026 £4500/£120002
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I hope you’re feeling a bit betterMoneycraver05 said:Hi, haven't been in for a few days as been bedridden. I don't really want to count those as NSDs so I'll just start from 3 today
MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
NSD Monday for me 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
Including today 5 so far xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50002 -
8/15 for me pleaseLightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 7/18
BadBookkeeper 8/15
beanielou 10/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 6/20
Cassingtonbear 3/10
cathybird 2/TF
Clarabelle73 15Crazybee787 6/19
cuddlymarm 5/15
Dizzycap 9/20
Doris17 4/15
emmaj30 8ET22 5/20
GeorgianaCavendish 8Honeysucklelou2 2/10
InDebtEnby 3/15
Jay1 2 6/12
KajiKita 6/20
laura lau 3/20
laurenh1 7/18
LittleMissDetermined 6/16
Louise600 10Makingabobor2 15Money Choices 10Moneycraver05 3/10
Optimistic Saver 5/22
Pauper1 20Pinkpieuni 3/10
QueenJess 7/15
Saver-upper 15SecondStar 5/15
short bird 5/18
Thriftymissus 10/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another one for me, today, thanks!5/22March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732
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