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Marvellous March's No-Spend Days Challenge!
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It's one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Nsd for me today ie 7/10. many thanks @cathybird
Challenges
NSD July- 15/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another NSD for me today, so am up to 13.My total is 16 so nearly there. Not planning on spending anytime soon after stocking up yesterday. Mainly on snacks 🤣2
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March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 9/18BadBookkeeper 9/15beanielou 14/19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 7/20Cassingtonbear 3/10cathybird 2/TFClarabelle73 15Crazybee787 9/19cuddlymarm 6/15Dizzycap 13/20Doris17 4/15emmaj30 8ET22 5/20GeorgianaCavendish 8Honeysucklelou2 2/10InDebtEnby 4/15Jay1 2 6/12KajiKita 8/20laura lau 5/20laurenh1 9/18LittleMissDetermined 9/16Louise600 3/10Makingabobor2 15Money Choices 4/10Moneycraver05 5/10Optimistic Saver 8/22Pauper1 20Pinkpieuni 7/10QueenJess 11/15Saver-upper 15SecondStar 5/15short bird 9/18Thriftymissus 13/16Tjh1412 15To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Hi Cathybird
I would like to set my NSDs target to 10 days. I’ve already gained 4/10.
These were 1,2,9 and 11 March.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
New NSD for me todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
NSD Friday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Not today, perk me up snacks needed, although after I wish I hadn't!1
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I lost track a bit but I think I’ve don’t 3 NSDs so far please.Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.481
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