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LJ's Mortgage free road to early retirement

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  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    edited 11 July 2010 at 3:10PM
    elantan wrote: »
    Wow that is a bargain ... Ours were coming in at £409 each not bought them yet though thanks

    I think it was £82 for the universal ones found on this site
    http://www.themeparkticketsdirect.com/tptduk/Florida/florida_attraction_tickets.jsp

    and £73 for the Bush/Aquatica/Seaworld ones from here
    http://www.themeparkdirect.co.uk/Store/Tickets/tabid/63/CategoryID/2/ProductID/125/Default.aspx

    We arent doing Disney this time so it works out much cheaper its far too much to do in one holiday anyway. Friends who came with us bought tickets for everywhere and ended up wasting days.

    We did Disney, Bush Gardens and Kennedy Space centre last time and the kids were asking to stay in the villa on some days as they were so shattered.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yeah we are planning on doing blizzard beach and MGM for the Disney ones but thts about it for Disney much prefer universal .... Won't be doing seaworld or aquatica either but will check those links out and see what bargains I can get
  • very good .it can save a great money.i bought fake watch also save
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    edited 12 August 2010 at 1:02PM
    I am back from my Holiday:j

    We had a fantastic time and did some pretty special things, a quick run down:

    Universal Studios - Fantastic, loved it especially the Simpsons ride and the Mummy
    Seaworld- Lovely park with some fantastic shows
    Bush Gardens - Loved the roller coasters and the animals here
    Aquiatica - was OK but very busy and a bit too hot on the day we went 104 degrees:eek:
    Islands of Adventure - Very very busy due to the opening of the new Harry Potter land but still fantastic.

    We also went to see Toy Story 3 in a 3d cinema at Downtown Disney and had dinner at Planet Hollywood which we really enjoyed.

    We also stuck to our budget........sort of........well we went a teensy weensy bit over but not much (around £200)

    Time to face up to a few things now.....

    Credit card balances now stand as follows

    Tesco £1715
    Halifax £101.98

    Car failed the MOT today which cost £160 but for a 10 year old car I cant really expect much better.

    I also have been turned down for the re-grading due to the "current climate", yeah so its OK for me to do the work of the next pay grade but dont expect to get paid for it.......swines.

    I shall lick my wounds and be back with a plan.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    :j Glad you had a great holiday - boo.gif to failed MOT and regrading.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Sounds like a great holiday! :) Your tan must be amazing.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    SmlSave wrote: »
    Sounds like a great holiday! :) Your tan must be amazing.

    :rotfl::rotfl::rotfl:I am a strawberry blonde so I am a slightly different shade of white than when I went. I have about 10 new freckles too.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    OK so I have sorted out the banking and have £364 to last us till the end of the month for food/petrol which is do-able I think.

    That leaves me £900 left in my account to divvy up to debt repayment and mortgage overpayments.

    I am just about to clear off the Halifax card £101 and send £700 to Tescos........I feel a bit sick having to send off so much but I will feel better once I do it.

    Right?

    I hate this feeling:o
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Thats it, done it

    £101 to Halifax clearing it off and £700 to Mr T's.

    That leaves almost exactly £1000 to clear before I can start making overpayments on the mortgage again.

    I must start to get back into matched betting and ebaying as my money neutral gift pot is getting a bit low, I reckon I need at least another £400 to cover Christmas.

    I will do this!
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    CC payments cleared today so my account looks very pitifull at the moment.

    Today I will list the wardrobe that has been sitting on the landing since Easter on Ebay, I have seen similar ones go for over £50 so that would be great for the money neutral gift pot.

    Quidco has £148 sitting in it waiting to be paid, some from as far back as February but all has been validated so I guess its just a matter of time before they are sorted. Really hope its before Christmas though as it would be a fantastic boost for the pot.

    Money neutral holiday is another matter, I have £111 in clubcard vouchers which is £444 towards a holiday, however, I am not impressed with the company that takes the vouchers for the France holiday (very bad reviews regarding the company and the sites).

    I am all for a bargain holiday but we still want to enjoy it so it looks like the vouchers will have to be spent in another way although looking through the rewards I am not overly excited about any of them.........as a contingeancy I am going to save £100 a month towards a holiday.

    Off to sort out DS1s bank account as he turns 17 on Sunday so has to close his childrens savings account *sob*
    But these things take time, I know that I'm, the most inept that ever stepped.
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