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LJ's Mortgage free road to early retirement

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Comments

  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    LouiseJ wrote: »
    Plan to pay it off in one lump so it doesnt sting so much..............like ripping a large plaster off:D

    Will someone please tell my teenage sons to STOP EATING ME OUT OF HOUSE AND HOME!!!!! They are permanently hungry:rolleyes:

    Oh dear - I remember my Mum saying this to me and my sibs Lill_Ashamed.gif LOL. However, we did used to get through 7 pints of milk a day betweeen us!:eek:
  • Mumto5
    Mumto5 Posts: 1,838 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LouiseJ wrote: »
    Will someone please tell my teenage sons to STOP EATING ME OUT OF HOUSE AND HOME!!!!! They are permanently hungry:rolleyes:

    I so know where you are coming from I've got 2 teenagers and a 10 year old with a massive appetite and I sometimes feel like I'm trying to fill a bottomless pit.

    Keep up the good work Louise!
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    :j Another half a percent rate cut:j New mortgage rate is 1.24%:beer: from next month.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    LouiseJ wrote: »
    :j Another half a percent rate cut:j New mortgage rate is 1.24%:beer: from next month.

    It's great news greet_friend_smiley.jpg
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    OK I have written out this months overpayment cheque so thats another £540 overpaid:j

    Even better is that if I keep up the overpayments, with the new rate cut I could be mortgage free in 52 months which is only 4 years 4 months:T

    Doubt the rate will stay low for long but its a nice thought isnt it:rolleyes:

    Managed to grab a M shop for £12.50 but they are very thin on the ground at the moment.

    Off to update my signature.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Thought I would make a list again for the weekend, its snowing here so I dont plan on going far if I can help it:rolleyes:

    [strike]
    Vacuum and Mop floors[/strike] Done
    Clean upstairs bathroom
    Sort out 1 wardrobe
    Make some biscuits and sausage rolls for packed lunches next week
    Washing and Ironing

    Hope you all have a lovely weekend and if its snowy where you are .....take care xx
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    52 months to being MF! that would be fantastic.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    52 months to being MF! that would be fantastic.

    Wouldnt it Just..........it would be the year I would be 40 too.......nice present :beer: Doubt it will happen though:rolleyes:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just keep going and hopefully you'll get pretty close even if you don't manage it. Unless I win the lottery tonight I won't be MF before I'm forty - tomorrow...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Just keep going and hopefully you'll get pretty close even if you don't manage it. Unless I win the lottery tonight I won't be MF before I'm forty - tomorrow...

    Oh I knew it was your Birthday tomorrow but didnt realise it was the big 40:beer:
    But these things take time, I know that I'm, the most inept that ever stepped.
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