LJ's Mortgage free road to early retirement

LouiseJ · 6 January 2009 at 9:04AM

Today is the day that I give the very last bits of book work back to clients and the business will be gone forever. I am going to throw out all things that I dont need anymore and have a good old clearout of the office.

I have to say that I wont miss it one bit.....................extra money was nice but too big a price for me to pay. I am happy in my new job and will manage to overpay on the mortgage as planned so I am not going to beat myself up about giving it up.

I will get around £100 for final bill from one client although the other is paid up to date still an extra £100 for the overpayment pot.:D

Must ring A&L today to find out how much my standard DD is overpaying.

LouiseJ · 8 January 2009 at 9:08PM

Good news for my mortgage rate again, todays cut of 0.5% takes my rate down to 1.74%:j

That should help:D

setmefree2 · 9 January 2009 at 10:44AM

LouiseJ wrote: »

Good news for my mortgage rate again, todays cut of 0.5% takes my rate down to 1.74%:j

That should help:D

Brilliant

LouiseJ · 11 January 2009 at 12:01PM

Trying to get myself organised for next week when I am back on my full timetable at work, which now includes 3 evening classes:rolleyes:

To do list for today

Washing and Ironing
write 2 job references
search for Mystery Shops (I only have 1 so far at £10)
Write meal plan for week
Batch cook some week night meals for when I am at work
Wash floors and vacuum

abouttimetoo · 11 January 2009 at 12:38PM

Hi Louise

I had a housework/jobs day yesteday and although I've still got things to do (at the moment I'm clearly deploying avoidance tactics by being on MSE) I always get a real sense of satisfaction when it's done.

I started at 9am yesterday and by 2pm the kitchen and lounge and dining room were sparkling, my bedroom all done and fresh bedding (ironed of course!) all done, one bathroom done inclduing shower which I hate doing and second bedroom sparkling. I even had the beeswax out for my wood furniture!

I've still got a bathroom to do, two bathroom floors and the kitchen floor but the biggest task is that I moved all the 'junk' into the kitchen to sort out so what was a sparkling kitchen now has stuff on most of the surfaces. It's not going to get done today though as I have some work work to do IUKWIM and I'm going out for lunch but I'm at home to-morrow night so hopeful of getting most of the junk sorted

LouiseJ · 11 January 2009 at 1:57PM

You sound as though you have made really good progress this weekend abouttimetoo, I do feel better when Monday morning comes and I dont have the usual K2 ironing and washing pile it seems to make the week run alot smoother.

I would love to be ultra organised and keep on top of things during the week so I dont have to do a mammoth catch up on a weekend but that hasnt happened yet:rolleyes:

So far I have managed to clear the ironing and laundry baskets, I do have 3 loads drying at the moment though so I will enjoy an empty ironing basket for a few more hours yet:D

I have cooked a chicken for tommorow evenings dinner too. Just having lunch then off to vacuum and mop floors.

LouiseJ · 11 January 2009 at 3:30PM

To do list for today

[strike]
Washing and Ironing
[/strike][strike]write 2 job references[/strike]
[strike]search for Mystery Shops [/strike](None available)
[STRIKE]Write meal plan for week[/STRIKE] Done see below
[strike]Batch cook some week night meals for when I am at work[/strike] roasted a chicken and will make leftovers into a curry on Tuesday
[strike]Wash floors and vacuum[/strike]

All done:T

LouiseJ · 11 January 2009 at 4:29PM

Thought I would write my meal plan here...........better than on a scrap of paper I guess:D

Monday - Roast Chicken with chips, gravy and yorkshire puds
Tuesday - Scampi with pot wedges (kids will have pizza)
Weds - Chicken Curry and rice
Thurs - Steak pies with pots and veg (I will have some veg bolognaise already in freezer)
Friday - Quorn chilli and rice

Saturday will be a meal out for all of us with Mum for her birthday, I think it will be an Indian restaurant:cool:

All my jobs are done now:j