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LJ's Mortgage free road to early retirement
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OK so here is my progress on my earning extra money bonanza:D
Week 1 W/C Sat 11th April
Quidco earnings = £75
Mystery shop = £10
Matched Betting = £19
Total for week 1 = £104.......:j
Cash flow looks a little different though as quidco takes a while to come through and I have had to start with a float at the betting exchange.
Still it looks good on paper:DBut these things take time, I know that I'm, the most inept that ever stepped.0 -
well done on all that extra lolly
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Week 2 update on extra earnings challenge
Matched Betting £26
Free Bingo (very lucky on this one as was sent a free £2 bonus) £30
Total for week 2 = £56 :j
Total for Month to date = £160
On another note I have decided to transfer some of my savings into the mortgage account as the interest rates are totally pants.But these things take time, I know that I'm, the most inept that ever stepped.0 -
Not doing too badly at all are you? I will do the matched betting some day...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
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I have just looked at my spending for the last 2 months and I am ashamed to say that it has been completely out of control.
We did have a trip to London and you would think we were still there. We got 3 takeways last week:o:o
so even though i am making all of this extra money I am not controling my spending.
Silly Lou, so payday looms and I need to get a grip otherwise I am completely wasting my time here. I have transferred £1000 from my savings account to pay into the mortgage leaving us with very little savings left but in an emergency I can always draw back on the overpayments made.
My Mission for next month is.
Set my monthly budget and keep my spending diary up to date.
Bulk buy regular items on payday and make a meal plan for the month.
Only 1 takeaway allowed in the month.
Take Packed lunch into work (this has slipped alot)
Hopefully this will kick start me back on the right road:DBut these things take time, I know that I'm, the most inept that ever stepped.0 -
Good luck on your mission!
da da da DAH da da da (singing mission immpossible theme tune...)
I'm sure this will get you back on track and look forward to hearing about your next op :-)Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Right, so this week I have slowed down somewhat but still made some progress.
Mystery Shop £10
Quidco £15
Matched Betting £40
Total for week 3 £65
Total for month to date £225But these things take time, I know that I'm, the most inept that ever stepped.0 -
That's not bad for additional revenue - better of in your OP jar than anywhere elseRosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
Start of the month and all is going well so far (it is only the 3rd though):rolleyes:
We did a BIG SHOP on Thursday and I am determined to be more organised with the meals. So far so good we have dodged the takeaway and had some lovely home cooked dishes.
The next monster I am going to tackle is the endless snacking going on with my 2 teenagers (and OH if I am being realistic here) so lots of home baking will be happening instead of the usual chocolate biscuits and crisps.
I read that potato skinns drizzled in olive oil, seasoned and placed in a really hot oven are a tasty snack so might try that one too.
Still doing the matched betting and managed to grab a mystery shop for next Friday. Daily Scratchcards have a balance of £1.80 so it will still be a while before I get to the £10 minimum withdrawal.
Oh and this time next week.................................:jI WILL BE OFF TO LIVERPOOL TO SEE MORRISSEY:jBut these things take time, I know that I'm, the most inept that ever stepped.0
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