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Let's get this sorted then!

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Comments

  • LzzyIsGod
    LzzyIsGod Posts: 445 Forumite
    100 Posts Photogenic Name Dropper
    That's a pain about the Garmin - is it definitely the watch rather than the charger?
    LBM Oct 24 
    Start Nov/Dec 24  £39 564

    July 25  £34 531
    Aug 25  £33 866.83

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • rachmac3
    rachmac3 Posts: 423 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Yeah, the battery started draining quickly from about march so I turned the o2 monitor off, that improved it for a while but now it barely lasts 48h between charges and the battery power seems to drop quickly at random times so I'm having to constantly check it. And for the last couple of weeks it's not always charging when it's plugged in. I've tried different plugs and different charging positions.
    I've had it about two and a half years and it's served me well. And I've got an extra six months out of it through persevering. It's almost not working as much as it is working now though so it's getting annoying.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • Sarahwithlove
    Sarahwithlove Posts: 3,397 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    That's annoying about your garmin. Hopefully you find a reasonably priced new one. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • LzzyIsGod
    LzzyIsGod Posts: 445 Forumite
    100 Posts Photogenic Name Dropper
    Is it the kind of thing you might get on Bkack Friday (if you can manage til then!)
    LBM Oct 24 
    Start Nov/Dec 24  £39 564

    July 25  £34 531
    Aug 25  £33 866.83

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • rachmac3
    rachmac3 Posts: 423 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I'll hold out as long as I can. I've usually managed to get my last few watches during big sales on the Garmin site too. I'll keep checking.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • LzzyIsGod
    LzzyIsGod Posts: 445 Forumite
    100 Posts Photogenic Name Dropper
    I'll also keep an eye out (I don't mind spending other people's money hahahaha!!) 
    LBM Oct 24 
    Start Nov/Dec 24  £39 564

    July 25  £34 531
    Aug 25  £33 866.83

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • rachmac3
    rachmac3 Posts: 423 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Fabulous @LzzyIsGod !
    It needs to have the oxygen levels reading and the sleep monitor thingy please and thank you!

    On a separate note I had Chinese takeaway last night and was very ill from it. I've diagnosed myself with gallstones. It's only happened 3 or 4 times over the last year, each time after a greasy takeaway, so as long as I behave myself and stop funneling fat into my gob I'll be alright I reckon. Think of the money I could save! I'm having a proper word with myself. My cholesterol levels will be happier too. I am feeling a bit under the weather still, so having an evening of rest. I think now might be a good time to tackle a few (more) niggly health things. So many gifts that come with ageing! I'm not complaining too much, definitely better than the alternative.

    No financial stuff to report really. My bank switch seems to be going through. As long as my brakes cost no more than I've estimated I should be fine for the final week before payday. Got a full tank of fuel today. The freezer is well stocked and still getting veg from the garden. Just need to get a few bits from the supermarket on the weekend, but £10 max. 

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • jwil
    jwil Posts: 22,097 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • FootyFanDan
    FootyFanDan Posts: 1,703 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you’re feeling better soon. 
  • doingitanyway
    doingitanyway Posts: 10,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Hope you are back to 100% soon
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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