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Let's get this sorted then!
Comments
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That's a pain about the Garmin - is it definitely the watch rather than the charger?LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes0 -
Yeah, the battery started draining quickly from about march so I turned the o2 monitor off, that improved it for a while but now it barely lasts 48h between charges and the battery power seems to drop quickly at random times so I'm having to constantly check it. And for the last couple of weeks it's not always charging when it's plugged in. I've tried different plugs and different charging positions.
I've had it about two and a half years and it's served me well. And I've got an extra six months out of it through persevering. It's almost not working as much as it is working now though so it's getting annoying.Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.560 -
That's annoying about your garmin. Hopefully you find a reasonably priced new one.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Is it the kind of thing you might get on Bkack Friday (if you can manage til then!)LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
I'll hold out as long as I can. I've usually managed to get my last few watches during big sales on the Garmin site too. I'll keep checking.
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.561 -
I'll also keep an eye out (I don't mind spending other people's money hahahaha!!)LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
Fabulous @LzzyIsGod !
It needs to have the oxygen levels reading and the sleep monitor thingy please and thank you!
On a separate note I had Chinese takeaway last night and was very ill from it. I've diagnosed myself with gallstones. It's only happened 3 or 4 times over the last year, each time after a greasy takeaway, so as long as I behave myself and stop funneling fat into my gob I'll be alright I reckon. Think of the money I could save! I'm having a proper word with myself. My cholesterol levels will be happier too. I am feeling a bit under the weather still, so having an evening of rest. I think now might be a good time to tackle a few (more) niggly health things. So many gifts that come with ageing! I'm not complaining too much, definitely better than the alternative.
No financial stuff to report really. My bank switch seems to be going through. As long as my brakes cost no more than I've estimated I should be fine for the final week before payday. Got a full tank of fuel today. The freezer is well stocked and still getting veg from the garden. Just need to get a few bits from the supermarket on the weekend, but £10 max.
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.564 -
Hope you feel better soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Hope you’re feeling better soon.2
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Hope you are back to 100% soonIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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