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Let's get this sorted then!
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@doingitanyway me too, luckily! And even more so since I've seen how much easier they are to keep clean.
This will be the third lot of kitchen flooring in the 5y I've been here, so worth saving up and getting it right this time.Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.561 -
We had all our floors bar the stairs and landing replaced with hard flooring as I got so fed up of replacing the carpets goodness knows how many times. Our kitchen floor is hard to keep clean due to patio doors leading onto the garden so I’m interested in seeing how you go with the tiles.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That sounds similar to my conservatory which is between my kitchen and garden, the tiles in there are quite old but still in near perfect condition and clean so easily.
The quote for fitting was £960 and tiles are going to be between £400 and £800. Let's say around £1600. I have £200 saved in the house fund so we might be waiting quite a while!Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.562 -
I have floor tiles in our kitchen and I'm a total convert. I was worried it would be super cold in winter (no underfloor heating) but everyone seems to cope and I just wear slippers 😆LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
I also have tiles in my kitchen, easy to keep clean just hoover and mop with flash, mine are a light beige colour so every now and then they get a scrub with a bleach solution and come up sparkling. We also just wear slippers and i have a dirt grabber runner mat next to the back door that can just be chucked in the washing machine. All nice and easy.2
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I was up early today (for me), volunteering at parkrun. Refilled my empty screen wash. Then went and got dog food and some nice food for the weekend to make up for not being out, with friends, at a festival, or anywhere remotely fun.
My neighbours are out for the day which means I've got uninterrupted time in the garden on a dry and sunny day. I need to figure out how to spend it in the wisest way, without tiring myself out too much as I'm already low on energy and brain foggy.
I'm going to have a sit down on the sofa, read some posts, have some food, and make a rough plan.
I used to enjoy having friends call in and I just haven't felt able to do that in this house (not just because I'm quite far away), so I think that's one of my goals for next year.Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.563 -
Sometimes it's ok to give yourself permission to just chill and take care of yourself xx
LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
@LzzyIsGod I think that's the main goal for today.
Yesterday I painted my metal gates and railings. It was the perfect task, music on, sun shining, mindless painting, no need to be neat or careful. It was also a job I'd been meaning to do for years so felt like quite an achievement.
There's still a little bit to do but I ran out of paint.Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.564 -
It's always frustrating running out when you're half way through a job! I hope you put your feet up today - it was definitely much cooler weather here today so you picked the right weekend day for gardening and pottering yesterdayLBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
The paint didn't arrive today, frustrating! What's the point of giving in to Prime for a short while if you don't get the stuff you ordered in the time promised?!?!
My garmin watch is struggling to charge, it's been on it's last legs for a few months. I use it to help manage my sleep and energy levels etc so I really do need to replace when it finally goes. If I get the switch money from Barclays it might have to be used for that rather than off debt as intended. I will look for second hand versions too though.
In better news, I have been thinking about second/extra jobs. No decisions made yet, just having a look and having a think. I have also used two days of treat money to pay extra off my loan, and an extra couple of pound off a credit card.
4 weeks til holiday so I need to check a few things with that too (make sure I have all the stuff I need already in the house and buy anything I don't have). I need to start changing up the change in the jar too.
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.565
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