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Fabulous February's No-Spend Days Challenge!

Comments

Makingabobor2 Posts: 4,571 Forumite

14 February 2025 at 1:36PM

Today is another one. up to 7 now

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £27,424....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule.
Challenges
EF  £1150/£3000
.

Studies/surveys January £65.85

Decluttering items 1402/2025. 67/2026
Books read   23 in 2025.  2026- 3 (target is 52)
Jigsaws done  20 in 2025.  2026

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
laurenh1 Posts: 1,075 Forumite

14 February 2025 at 4:12PM edited 14 February 2025 at 4:12PM

One for me despite my best efforts 🤣 number 10 I think. A new emoji to celebrate 👌 xx

2
cathybird Posts: 16,188 Forumite

14 February 2025 at 6:01PM edited 15 February 2025 at 4:45PM

February 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

February targets

AuntieL 8/18

beanielou 11/19

birdsfoottrefoil 3/10

Caeraugirl 5/20

Cassingtonbear 7/10

cathybird 11/15

Clarabelle73 2/15

Crazybee787 9/19

cuddlymarm 8/15

Dizzycap 14/20

Doris17 9/15

emmaj30 8

ET22 3/10

GeorgianaCavendish 3/8

Honeysucklelou2 1/10

InDebtEnby 4/10

Jay1 2 7/12

KajiKita 12/20

laura lau 12/18

laurenh1 10/18

LittleMissDetermined 9/16

Louise600 7/10

Makingabobor2 7/15

Money Choices 5/10

Optimistic Saver 9/20

Pauper1 4/20

Pinkpieuni 8/10

QueenJess 9/15

Saver-upper 15

SecondStar 8/15

short bird 9/18

Thriftymissus 11/22

Tjh1412 15

To see the updated results for January on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,483 Forumite

14 February 2025 at 6:06PM

Not today but I will try for one tomorrowXX

Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
2
QueenJess Posts: 4,687 Forumite

14 February 2025 at 6:16PM

Another NSD today.

2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
2
ET22 Posts: 222 Forumite

14 February 2025 at 7:51PM

3 days for me

Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000

2
beanielou Posts: 97,887 Ambassador

14 February 2025 at 8:46PM

Not one today. Out for lunch today as it was my mum’s birthday.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
2
KajiKita Posts: 9,307 Forumite

14 February 2025 at 9:39PM

NSD Friday 😊

KK

As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
cathybird Posts: 16,188 Forumite

14 February 2025 at 10:02PM

@beanielou hope it was a good lunch and happy birthday to your mum! xx

2
Dizzycap Posts: 1,512 Forumite

15 February 2025 at 2:00AM edited 15 February 2025 at 3:09AM

Good morning NSDers! WOW look at all those lovely Angel gifs - Awesome
Declaring a very early NSD Saturday 14/20 and I definately won't be spending on Sunday either, so 'dancing coffee cup gif', here we come!
Wishing everyone a successful NSD today xx

~ NSD 2026 Challenge January 20/20 (1)
# Spectos/Royal Mail Monitoring and PP 2026 - Rest
# No.12 Save £2 a Day 2026 £60.83 / £730 (1)
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
# No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)
# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
# No.5 Fiver Friday Challenge 2026 £25/£230 (1)
# Make £2026 in 2026 £834.42 / £2026 (1)
2

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