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Fabulous February's No-Spend Days Challenge!

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Comments

  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Not one for me today, spent £1 on a cupcake 🧁.

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • beanielou
    beanielou Posts: 97,887 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 9,306 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • laurenh1
    laurenh1 Posts: 1,075 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today x 
  • cathybird
    cathybird Posts: 16,187 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 February 2025 at 4:19PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 

    February targets


    AuntieL 1/18  image 

    beanielou 3/19  image 

    birdsfoottrefoil 1/10  image 

    bloomfelt  

    Caeraugirl 2/20  image 

    Cassingtonbear 4/10  image 

    cathybird 4/15  image 

    Clarabelle73 2/15  image 

    Crazybee787 3/19  image 

    cuddlymarm 3/15  image 

    Dizzycap 6/20  image  image 

    Doris17 4/15  image 

    emmaj30 8 

    GeorgianaCavendish 8  

    Honeysucklelou2 1/10  image 

    InDebtEnby 3/10  image 

    Jay1 2 12 

    KajiKita 5/20  image  image 

    Lanky larry  

    laura lau 4/18  image 

    laurenh1 4/18  image 

    lilian1977  

    LittleMissDetermined 4/16  image 

    Louise600 2/10  image 

    Makingabobor2 2/15  image 

    Money Choices 10 

    Optimistic Saver 4/20  image 

    Pauper1 2/20 

    peacocking  

    Pinkpieuni 4/10  image 

    QueenJess 5/15  image  image 

    Sausageroll14  

    Saver-upper 15 

    SecondStar 15 

    SerenitySeven  

    short bird 3/18   image 

    Thriftymissus 6/22   image  image 

    Tjh1412 15 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,512 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's definately going to be a NSD today 6/20
    Wishing everyone well with another NSD <3

    ~ NSD 2026 Challenge January 20/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,249 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's one for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Thriftymissus
    Thriftymissus Posts: 314 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Another NSD for me today. Had a tin of rice pudding for my tea yesterday to avoid going to the shop…
  • Cassingtonbear
    Cassingtonbear Posts: 66 Forumite
    10 Posts First Anniversary Name Dropper
    4th NSD in the bag for me today.
    No.13 in the 2025 saving money challenge. Target £36,000.

    Monthly grocery budget challenge: £720

    NSD challenge: target 10 a month

    Fat loss quarterly challenge: 21%body fat to 17%. 
  • QueenJess
    QueenJess Posts: 4,686 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
    2026 use up challenge: 109🥉 ⭐️🥈🥇
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
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