February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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Not today staying on 2/19 - Purchased some snacks at the garage when getting fuel.3
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
1 NSD for me. I was going to go to Aldi but it’s too cold and I couldn’t be bothered! So it’s a bonus one today!Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.483 -
NSD today as planned so 2/15!2
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Yesterday and today please.KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 1/18
beanielou 3/19
birdsfoottrefoil 10bloomfeltCaeraugirl 2/20
Cassingtonbear 2/10
cathybird 3/15
Clarabelle73 2/15
Crazybee787 2/19
cuddlymarm 3/15
Dizzycap 4/20
Doris17 2/15
emmaj30 8GeorgianaCavendish 8Honeysucklelou2 1/10
InDebtEnby 3/10
Jay1 2 12KajiKita 4/20
Lanky larrylaura lau 3/18
laurenh1 3/18
lilian1977LittleMissDetermined 2/16
Louise600 2/10
Makingabobor2 2/15
Money Choices 10Optimistic Saver 4/20
Pauper1 2/20peacockingPinkpieuni 4/10
QueenJess 3/15
Sausageroll14Saver-upper 15SecondStar 15SerenitySevenshort bird 2/18
Thriftymissus 5/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Another one for meCurrent No Spend Challenge: 13/13
2025 No Spend Days: 51/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20303 -
Good morning and good luck for an NSD today all.This is a ridiculously early shout-out for number 5 for me today. Thank you @cathybird4
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3rd & 4th were NSDs for me so I'm at 2/20 so far. I think today will involve some spends unfortunately. This first week hasn't started off very well!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.303 -
Like @Thriftymissus an early pledge for today. I’m not planning on being in any spend-tempting situations today.4/20 NSDs so far.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733
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