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Fabulous February's No-Spend Days Challenge!
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Absolutely not for me, it's been a very expensive admin day 😭August No Spend Challenge: 4/13
2025 No Spend Days: 91/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
3rd one of the month today.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Not one for me today. My husband had some birthday money that he wanted to spend but I had to give him £3 to put towards it. boo.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Spent on Saturday the 1st (groceries) and another day (takeaway) which was probably the 3rd. But 4 NSDs including today.
I don't know what will be tomorrow, I've sort of emerged from my cold surprised that I can go a whole hour without blowing my nose and don't know what I'm supposed to do with all this free time 😄. There's lots of cleaning to do but I'm used to ignoring that.1 -
4/19 Please @cathybird Thank you most kindly. Have a good eveningXX1
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One for me today please 5/15.
"Make Everyday Count"1 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 1/18beanielou 4/19birdsfoottrefoil 1/10bloomfeltCaeraugirl 2/20Cassingtonbear 4/10cathybird 4/15Clarabelle73 2/15Crazybee787 4/19cuddlymarm 3/15Dizzycap 6/20Doris17 5/15emmaj30 8GeorgianaCavendish 8Honeysucklelou2 1/10InDebtEnby 3/10Jay1 2 4/12KajiKita 5/20Lanky larrylaura lau 5/18laurenh1 4/18lilian1977LittleMissDetermined 4/16Louise600 3/10Makingabobor2 3/15Money Choices 10Optimistic Saver 4/20Pauper1 2/20peacockingPinkpieuni 4/10QueenJess 5/15Sausageroll14Saver-upper 15SecondStar 15SerenitySevenshort bird 3/18Thriftymissus 6/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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today was another NSD for me!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/663 -
Another NSD for me please ☺️Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.483
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