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Fabulous February's No-Spend Days Challenge!
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Not a NSD for me today I’m afraid, however it was because I paid for some dinosaur dominoes I’d ordered for my granddaughter. Worth every penny though just for the fun we had today with them.
August PAD4 -
Good morning everyoneIt's another NSD for me today 7/20 - far too tired to even think about spendingWishing everyone a successful NSDEDIT: Neighbour unwell and can't get a home delivery for 4 days
, so just been out shopping for them. Came back with a car boot full and now delivered but they paid or should I say, I paid with their card
I absolutely hate food shopping but I have no problem helping neighbours in need
~ NSD 2025 - NSD August 8/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing1 -
NSD yesterday and today, now at 6/10
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Day 4, finally.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD #1 on 2nd Feb
NSD #2 on 5th Feb
NSD #3 on 7th Feb1 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 1/18beanielou 5/19birdsfoottrefoil 1/10Caeraugirl 2/20Cassingtonbear 4/10cathybird 4/15Clarabelle73 2/15Crazybee787 5/19cuddlymarm 3/15Dizzycap 7/20Doris17 5/15emmaj30 8GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 3/10Jay1 2 4/12KajiKita 5/20laura lau 5/18laurenh1 4/18LittleMissDetermined 4/16Louise600 4/10Makingabobor2 3/15Money Choices 10Optimistic Saver 4/20Pauper1 2/20Pinkpieuni 6/10QueenJess 5/15Saver-upper 15SecondStar 15short bird 4/18Thriftymissus 6/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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5/19 Please @cathybird Thank you2
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1 NSD for me today please. It’s my birthday weekend and I’m being treated 😊Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482
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