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Fabulous February's No-Spend Days Challenge!
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I’m away for my birthday weekend and haven’t spent any money yet, but tomorrow will be my turn to pay for various things. 😍2
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Another NSD for me today please. Definitely won't be one tomorrow - it's my birthday so I will definitely be treating myself
2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
@Louise600 @QueenJess that’s 3 of us with birthdays ❤️🎉 hope you have a wonderful weekend. 💐2
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6th & 7th were NSDs - 4/20 pleaseMake £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
Happy birthday @QueenJess @Louise600 and @Thriftymissus, hope you all three have a fabulous birthday weekend3
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February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 1/18beanielou 6/19birdsfoottrefoil 1/10Caeraugirl 2/20Cassingtonbear 4/10cathybird 5/15Clarabelle73 2/15Crazybee787 5/19cuddlymarm 4/15Dizzycap 7/20Doris17 5/15emmaj30 8GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 3/10Jay1 2 4/12KajiKita 7/20laura lau 5/18laurenh1 4/18LittleMissDetermined 4/16Louise600 4/10Makingabobor2 3/15Money Choices 10Optimistic Saver 4/20Pauper1 4/20Pinkpieuni 6/10QueenJess 6/15Saver-upper 15SecondStar 15short bird 4/18Thriftymissus 7/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Well done everyone for all the NSDs this week - Awesome - Look us go!I will be bed resting at the weekend apart from walking the 2 babyfaces
So it's going to be a NSD weekend for me - I have put 2 more in my sig but will report 2 on Sunday xx
~ NSD 2025 - NSD August 10/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £87.50.34 / £2025 (3.02%) (3) 💯💯💯# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing1 -
Yesterday and today were NSDs.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good morning guys
One today for me please making it 4/15 so far.
August PAD1
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