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Fabulous February's No-Spend Days Challenge!
Comments
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cathybird said:@ cathybird Some things are far more precious than a NSD, and being able to spend quality time with a friend, is one of them xxxVery early call for a NSD 4/20 - I'm not going anywhere to spend any money and my bank card is only unfrozen when I go out food & household bulk shopping, which I try to organise for the same day, so only 1 spend day
or for baby-face emergencies, of which, thank goodness, there have *only been 2 and long may it stay that way xx* I really do dislike the word 'only', it's so flippant



~ NSD 2025 - NSD November 6/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing5 -
I’m loving your added pizazz to your posts @dizzycap with the fun images 🤩
NSD number 4 for me today, busy working.I started a debt-free wannabe diary if anyone would like a read, maybe as a cure for insomnia in the small hours:
https://forums.moneysavingexpert.com/discussion/6585493/how-thrifty-can-a-thrifty-forumite-called-thriftymissus-be#latest
thanks @ca@cathybird for continuing to do this and support us all. Good luck everyone for making NSD progress this month.2 -
@ Thriftymissus Thanks
- I hope it adds some extra fun and inspiration xxWell done with all the NSDs everyone. We're all going to absolutely nail NSD February 2025

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~ NSD 2025 - NSD November 6/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing1 -
NSD number 3 here please!3
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Good morning NSDers
Another one for me today please making it 3/15 please
Sept Turtle 12/16 NSDs
Sept PADs £6353 -
February 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 1/18
beanielou 3/19
birdsfoottrefoil 10bloomfeltCaeraugirl 2/20
Cassingtonbear 2/10
cathybird 2/15
Clarabelle73 1/15
Crazybee787 2/19
cuddlymarm 3/15
Dizzycap 4/20
Doris17 2/15
emmaj30 8GeorgianaCavendish 8Honeysucklelou2 1/10
InDebtEnby 2/10
Jay1 2 12KajiKita 2/20
Lanky larrylaura lau 3/18
laurenh1 3/18
lilian1977LittleMissDetermined 2/16
Louise600 1/10
Makingabobor2 2/15
Money Choices 10Optimistic Saver 3/20
Pauper1 20peacockingPinkpieuni 4/10
QueenJess 3/15
Sausageroll14Saver-upper 15SecondStar 15SerenitySevenshort bird 2/18
Thriftymissus 4/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring another NSD today. No time for spending!
2025 decluttering: 5,307 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 435🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Not a NSD for me today but I am super happy with that, for once. As I have bagged a second hand pressure cooker / multi cooker combo thingamy-jig, unused for £15. I am hoping it will help us with our food economy drive, in the long run. Happy dance. 😁From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.884 -
Another NSD for me today.
Challenges
NSD - Nov 3/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,405.76 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
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Finally off the ground for February. An NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7003
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