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Fabulous February's No-Spend Days Challenge!
Comments
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cathybird said:@ cathybird Some things are far more precious than a NSD, and being able to spend quality time with a friend, is one of them xxxVery early call for a NSD 4/20 - I'm not going anywhere to spend any money and my bank card is only unfrozen when I go out food & household bulk shopping, which I try to organise for the same day, so only 1 spend day
or for baby-face emergencies, of which, thank goodness, there have *only been 2 and long may it stay that way xx* I really do dislike the word 'only', it's so flippant



# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1976.63 / £2026 (4)5 -
I’m loving your added pizazz to your posts @dizzycap with the fun images 🤩
NSD number 4 for me today, busy working.I started a debt-free wannabe diary if anyone would like a read, maybe as a cure for insomnia in the small hours:
https://forums.moneysavingexpert.com/discussion/6585493/how-thrifty-can-a-thrifty-forumite-called-thriftymissus-be#latest
thanks @ca@cathybird for continuing to do this and support us all. Good luck everyone for making NSD progress this month.2 -
@ Thriftymissus Thanks
- I hope it adds some extra fun and inspiration xxWell done with all the NSDs everyone. We're all going to absolutely nail NSD February 2025

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# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1976.63 / £2026 (4)1 -
NSD number 3 here please!3
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Good morning NSDers
Another one for me today please making it 3/15 please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2003 -
February 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 1/18
beanielou 3/19
birdsfoottrefoil 10bloomfeltCaeraugirl 2/20
Cassingtonbear 2/10
cathybird 2/15
Clarabelle73 1/15
Crazybee787 2/19
cuddlymarm 3/15
Dizzycap 4/20
Doris17 2/15
emmaj30 8GeorgianaCavendish 8Honeysucklelou2 1/10
InDebtEnby 2/10
Jay1 2 12KajiKita 2/20
Lanky larrylaura lau 3/18
laurenh1 3/18
lilian1977LittleMissDetermined 2/16
Louise600 1/10
Makingabobor2 2/15
Money Choices 10Optimistic Saver 3/20
Pauper1 20peacockingPinkpieuni 4/10
QueenJess 3/15
Sausageroll14Saver-upper 15SecondStar 15SerenitySevenshort bird 2/18
Thriftymissus 4/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring another NSD today. No time for spending!
2026 decluttering: 1,145 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 324🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
Not a NSD for me today but I am super happy with that, for once. As I have bagged a second hand pressure cooker / multi cooker combo thingamy-jig, unused for £15. I am hoping it will help us with our food economy drive, in the long run. Happy dance. 😁March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.734 -
Another NSD for me today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £18,683.06/£29,000, MF target June 2026, current mortgage balance - £10,482.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
3 -
Finally off the ground for February. An NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10003
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