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Fabulous February's No-Spend Days Challenge!

12357…51

Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 386 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today - off to a positive start 💪
    Hope it’s a great no spend Feb for us all! 

    2/20 NSDs

    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • QueenJess
    QueenJess Posts: 4,915 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Declaring my first NSD today. Wasn’t one yesterday as I had to pay for DS’s gymnastics certificate.
    2026 decluttering: 4,470 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️
    2026 use up challenge: 633🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500

  • InDebtEnby
    InDebtEnby Posts: 349 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me
    Current No Spend Challenge: 10/13
    2025 No Spend Days: 90/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    2nd one today. Off to a good start
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 10,449 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    One for me. Found a very pretty begonia tuber today but paid for from my pocket money 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 52 books of target 52 in 2026 as @ 25th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Another NSD for me today please making 2/15

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Good morning. Thanks for all your work on this @cathybird, very early declaration of NSD number 3 today.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,857 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Can you add 2 or me please for yesterday and today?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £5189/£6000
  • Optimistic_Saver
    Optimistic_Saver Posts: 386 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    An early bird posting for today, please, @cathybird:

    3/20 NSDs so far 🥳
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hi it'll be a NSD for me today please  :)
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
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