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Spendy Wendy to Saver Savvy

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Comments

  • Amazing, thank you @Suffolk_lass, your input is super helpful as always :)

    Super excited for this year… just need to sort out work and life is good

    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,642.76

    Debt Free: 6th November 2025!! 🥳

    2026 goals:
    26 books (2)
    26lbs lost (3 avg)
    £26k sinking funds and savings (£5k)
    £2600 mortgage o/p (£400)
    20,600 exercise and meditation minutes (1.9k)
    2.6l water a day (massive failing this one!)

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • Rhyddid2026
    Rhyddid2026 Posts: 969 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper

    Another vote for mini munch cucumbers! They're the only ones I grow because it's just me so smaller works better.

    I always have plenty of spare seeds for various things, I'm desperately trying to use them up, so if I'd be happy to donate any spares ☺️

    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
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