Mortgage free wannabe part 2

V3cash

So another £0 day today
3/31 this month so far

V3cash

4/31 £0 spend days
so doing well 

V3cash

£6.50 spends today 
So not too bad 

V3cash

5/31 no spend days 
finding this week hard, definitely need a different career , too much stress!
got a few days off next week which i need.
we will see how much pay is left over.

V3cash

Not doing well on no spend days this weekend, daughter partner birthday so treated them to spoons Friday night and meal yesterday.
should still be able to overpay mortgage and put a bit in holiday fund.
Just 5 days til new spending allowance kicks in and i can see how much of wages can be saved.
counting down.
should have a few more £0 spend days

V3cash

£6 ish McDonald’s yesterday 
2x meal, saver
been good on spends last week so had a bit left over to save this month.
Really cut going out, spent about £300 on meals over last month and that’s definitely something that can be reduced and it will help the waist line!
£150 xtra holiday paypal
£200 daughter bday money
£200 euros for holiday 
£90 mortgage ish, will round down to nearest £100
just see how much interest this month, it’s interesting how it goes down then seems to go up a bit even though you have less money in there and you are on a fixed rate, wonder why

South_coast

The fluctuation in the amount of interest charged is probably due to different numbers of days in the month?

V3cash

South_coast said:

The fluctuation in the amount of interest charged is probably due to different numbers of days in the month?

Thanks that would make sense

RedLipstick

Same here, it's due to the number of days, sometimes wishing every month was a February

V3cash

I’m awake at stupid o’clock but luckily it’s a day off tomorrow, sorted all my payments out as it’s payday, hubby’s payday is in couple days so sort rest out then.
then wait for mortgage payments and put a little more in OP
have overpaid £500 more this month so balance is nearing a 6 starting number, seemed to drag it’s self to that number and still won’t be there this month.