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Mortgage free wannabe part 2
Comments
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Looks excellent for blackberry picking though!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Yep, great for blackberries but brambles are so invasive. Just move a panel when you want to pick them.
MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest
Original MF date: October 2036 (£81,500)
Outstanding Jan 2021: £55070
Outstanding Sept 2025: £15686
EF 10000 / Savings toward neutral: £2800
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Fence removed, waiting for fence now
MFW 2027
£306.99 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 26
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £1700/3000
Barclaycard £5500( 0%) Deal ends April 2026.
2nd 0%CC £600 (deal ends after paid off)1 -
What a lovely peaceful outlook 😊.
I currently feel like a goldfish in our garden🙄 with houses overlooking every angle. A garden with a view / not overlooked is high on my "new house wish list".
All the best with the fencing.
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £32,750
MFW 2025 #31 £30,250 / £28,000 OP
MFIT - T7 £30,250 OP
0%CC May 2027- £2,660
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
We lived in a development before so this is a huge change, however being rural has its disadvantages as our public transport is non existent.carboot_karaoke said:What a lovely peaceful outlook 😊.
I currently feel like a goldfish in our garden🙄 with houses overlooking every angle. A garden with a view / not overlooked is high on my "new house wish list".
All the best with the fencing.
we do enjoy it and are lucky that people bought the land behind and have made it a conservation area.MFW 2027
£306.99 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 26
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £1700/3000
Barclaycard £5500( 0%) Deal ends April 2026.
2nd 0%CC £600 (deal ends after paid off)1 -
I’ve made so much blackberry crumble 🤣ladysummerisle said:Yep, great for blackberries but brambles are so invasive. Just move a panel when you want to pick them.MFW 2027
£306.99 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 26
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £1700/3000
Barclaycard £5500( 0%) Deal ends April 2026.
2nd 0%CC £600 (deal ends after paid off)2 -
Morning I’ve just put £50 into mortgage
so now it starts with an 56 not 57🙃
not much more left on allowance, will get final total later from bank app.
have gone into redundancy money to buy fence panels, garden furniture and patio, so project garden make over well on the way.
savings account taking a hit so will be saving from now on to rebuild that.
fencing may have been delivered to someone else as we never got the delivery yesterday but kev was tracking order.
it said 1.45 then kept saying different arrival times, very bizarre and no fence.
hubby will be chasing that today!
hopefully my friend will be over today and we will do a nice long walkMFW 2027
£306.99 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 26
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £1700/3000
Barclaycard £5500( 0%) Deal ends April 2026.
2nd 0%CC £600 (deal ends after paid off)1 -
Really proud of my husband and brother in law
they just got on with it today, rain stopped them finishing it.
I did help paint the panels last night, we were doing the painting and it was nearly dark.
tomorrow they plan to dig out the patio, project garden well under way and I think they have done well.MFW 2027
£306.99 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 26
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
house improvement/holiday £1700/3000
Barclaycard £5500( 0%) Deal ends April 2026.
2nd 0%CC £600 (deal ends after paid off)2 -
Looks great! 🙂Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Well done to you all 👏👏👏
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £32,750
MFW 2025 #31 £30,250 / £28,000 OP
MFIT - T7 £30,250 OP
0%CC May 2027- £2,660
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
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