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Mortgage free wannabe part 2
Comments
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Looks excellent for blackberry picking though!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Yep, great for blackberries but brambles are so invasive. Just move a panel when you want to pick them.
MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest
Original MF date: October 2036 (£81,500)
Outstanding Jan 2021: £55070
Outstanding May 2026: £4771
EF 10000 / Savings toward neutral: 916
0 -
Fence removed, waiting for fence now
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December1 -
What a lovely peaceful outlook 😊.
I currently feel like a goldfish in our garden🙄 with houses overlooking every angle. A garden with a view / not overlooked is high on my "new house wish list".
All the best with the fencing.Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
We lived in a development before so this is a huge change, however being rural has its disadvantages as our public transport is non existent.carboot_karaoke said:What a lovely peaceful outlook 😊.
I currently feel like a goldfish in our garden🙄 with houses overlooking every angle. A garden with a view / not overlooked is high on my "new house wish list".
All the best with the fencing.
we do enjoy it and are lucky that people bought the land behind and have made it a conservation area.MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December1 -
I’ve made so much blackberry crumble 🤣ladysummerisle said:Yep, great for blackberries but brambles are so invasive. Just move a panel when you want to pick them.MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
Morning I’ve just put £50 into mortgage
so now it starts with an 56 not 57🙃
not much more left on allowance, will get final total later from bank app.
have gone into redundancy money to buy fence panels, garden furniture and patio, so project garden make over well on the way.
savings account taking a hit so will be saving from now on to rebuild that.
fencing may have been delivered to someone else as we never got the delivery yesterday but kev was tracking order.
it said 1.45 then kept saying different arrival times, very bizarre and no fence.
hubby will be chasing that today!
hopefully my friend will be over today and we will do a nice long walkMFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December1 -
Really proud of my husband and brother in law
they just got on with it today, rain stopped them finishing it.
I did help paint the panels last night, we were doing the painting and it was nearly dark.
tomorrow they plan to dig out the patio, project garden well under way and I think they have done well.MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
Looks great! 🙂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.531 -
Well done to you all 👏👏👏Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
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