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Bank practices or branch practices that have ceased....

ChirpyChicken
Posts: 771 Forumite

Writing a cheque out to cash in order to get cash
3.30 pm cut of for cheque deposits to be credited same day.
Quicker cheque clearance if you deposited a cheque in that came from the same branch you used....
Anyone else.......
3.30 pm cut of for cheque deposits to be credited same day.
Quicker cheque clearance if you deposited a cheque in that came from the same branch you used....
Anyone else.......
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Comments
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Staff greeting you by your name when you walk in rather than when you put your card in the reader.
And staff asking if everything is alright when they see you juggling money to pay bills.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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ChirpyChicken said:Writing a cheque out to cash in order to get cash
3.30 pm cut of for cheque deposits to be credited same day.
Quicker cheque clearance if you deposited a cheque in that came from the same branch you used....
Anyone else.......
I remember shops and pubs either paying in tonnes of change or needing tonnes of change. I remember the department store across the road from my branch paying in the manual credit card slips from what we referred to as 'the zip zap machine'. We sold and cashed quite a lot of travellers cheques. Internet banking existed but most people didn't use it. Loads of people used the ATMs to get a mini-statement. We paid loads of utility bills using the slip from the bottom of the bills. We had a good number of customers who didn't have a debit card, they got by with their chequebook and £50 cheque guarantee card and/or an ATM card.
The lady who trained me, who is sadly no longer with us, told me her first job in the bank was a typist. Typing up the bank statements so they could be posted out. When she joined, women were not allowed to be cashiers. Only men were judged to be capable of that level of responsibility!
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Brie said:Staff greeting you by your name when you walk in rather than when you put your card in the reader.
And staff asking if everything is alright when they see you juggling money to pay bills.Tall, dark & handsome. Well two out of three ain't bad.5 -
Customers queuing in palatial branches to do things that can be far more easily accomplished these days online. Having to visit a branch in your lunch hour and not having time to eat lunch because it took so long. The manager knowing far too much about you and your family and you knowing he might well know what you've bought - a bit like Handelsbanken today.
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Staff wearing business attire rather than gym wear.
Teller checking your overnight balance on microfiche.
Having an "arrangement" at a second branch to allow cheque cashing.2 -
Paying in slips
Banking halls that looked like Fort Knox with full glass screens and security drawers, rather than open plan hotel-style lobbies
‘Cashier number 3 please’ automated announcements
Pens on chains
Passbooks (not just for building societies, but clearing banks too)
A touch tone machine so you could make the right sounds for telephone banking if you had an old style rotary telephone
Branded folders where you put all your postal bank statements in date order
Solo/Switch/Delta/Electron cards4 -
The bricks and mortar bank premises where the ceased practises actually took place .2
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Having a bank on-site at work, so you could visit it in your lunch hour. (Big site, long way from anywhere).I still use paying in slips occasionally.Eco Miser
Saving money for well over half a century3 -
ChirpyChicken said:Bank practices or branch practices that have ceased....Actually speaking to a manager? A real manager. I've had an experience of that where they look you in the eye before approving a loan on the spot.Either way travelling in bad weather trying not to damage cheques, fumbling around with money and bank books, queuing etc was a total nightmare and I scoff everytime I pass a bank. Yes, handy for depositing cash but that's about it. Banks are needed but as long as we have apps and ATMs I'm happy to forget about the 'good ol' days'.New style banking is not perfect or always smooth but it definitely makes for an easier life.I think people under 30 have no idea how grateful they should be for online banking.
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