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Don't hit me with those negative waves Moriarity

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  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Everest - Halestorm

    Limped through to payday tomorrow finishing with a NSD day today. Much welcomed after a very very spendy week and month.

    Looking for some positives over the last month (need those positive waves!!)  I still have no regrets paying the car insurance in full for the year and despite the unexpected dentist bill, the debt went down and nothing was added to it. Ive managed to get the work expenses system up and running again and even if its only a small amount I can claim,  something is always better than nothing!

    Tonight's song is by my nicknames namesake - still feels like a mountain to climb at times but one thing I've learnt this month is that I am more resilient than I was before I started my diary. 1/8th of the way to the top! Next month let's see a 33k number on my signature ..........
    Nov/Dec 24  £39 564

    July 25  £34 531
  • FootyFanDan
    FootyFanDan Posts: 1,682 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    With each battle you win your resilience grows, no more debt was gained through the month and thats a win! Keep going
  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I'm doing a little chant for you... 33! 33! 33! 33!
    Well done on making it to another payday and continuing to smash that debt.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • itsthelittlethings
    itsthelittlethings Posts: 1,008 Forumite
    500 Posts First Anniversary Name Dropper
    Well done for making it to payday.
    0 bonus saver
    35 NS&I
    194 credit union
    100 Computer

    Credit card 2505
    Overdraft 0
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Been awol for a few days partly as its been very busy and partly as I've been struck down covid (I know! How very 2020 of me!!)

    I completed the wedding mission yesterday so just waiting for the payment to come through. I was relatively pleased with my playing although I am hypercritical and berate myself if it's anything less than perfect. Fortunately i didn't start to feel unwell til last night, and then spent most of today lying in bed 😑 Feeling a bit better now and managed to get my temperature down so hopefully over the worst of it.

    I did order some bits from Amaz@n that I held off buying before payday. Apparently we get our payrise in next month's pay with the backdated pay - depending how much it is I shall top up the Christmas fund and pay off my phone handset balance (down to £77 now so likely achievable).  Bank balance is looking lovely but that's because nothing has gone out yet 🤣 If only it stayed that way ......
    Nov/Dec 24  £39 564

    July 25  £34 531
  • Sun_Addict
    Sun_Addict Posts: 24,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payday - the only day your bank account looks healthy 🤣

    Hope you feel better soon 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    edited 27 July at 9:31PM
    Thanks @Sun_Addict.  Have to say Ive had covid before but never like this, it properly knocked me for six today. Hoping 1 more gentle day in bed tomorrow will fix me!!
    Nov/Dec 24  £39 564

    July 25  £34 531
  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    If there's any chance you can take to rest and recover than you think you need, please do. I did not, just got on with all the stuff I felt I had to do, and still dealing with stupid long covid 4 years later :(
    I do hope you're feeling much better soon though, and I hope your backpay is fat and juicy!

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • biggerpickle
    biggerpickle Posts: 152 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    @LzzyIsGod hope you're feeling better soon.

    Payday is such a lovely day isn't it to know we've got the ability to get a bit closer to our end goals and seeing the numbers ticking down (except when the go up, thanks car  :s )

    July 2024 £12,150  Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!!  Total £10,276
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