We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Don't hit me with those negative waves Moriarity

1383941434452

Comments

  • LzzyIsGod
    LzzyIsGod Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    Everest - Halestorm

    Limped through to payday tomorrow finishing with a NSD day today. Much welcomed after a very very spendy week and month.

    Looking for some positives over the last month (need those positive waves!!)  I still have no regrets paying the car insurance in full for the year and despite the unexpected dentist bill, the debt went down and nothing was added to it. Ive managed to get the work expenses system up and running again and even if its only a small amount I can claim,  something is always better than nothing!

    Tonight's song is by my nicknames namesake - still feels like a mountain to climb at times but one thing I've learnt this month is that I am more resilient than I was before I started my diary. 1/8th of the way to the top! Next month let's see a 33k number on my signature ..........

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • FootyFanDan
    FootyFanDan Posts: 1,739 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    With each battle you win your resilience grows, no more debt was gained through the month and thats a win! Keep going
  • rachmac3
    rachmac3 Posts: 567 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm doing a little chant for you... 33! 33! 33! 33!
    Well done on making it to another payday and continuing to smash that debt.
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
  • itsthelittlethings
    itsthelittlethings Posts: 1,343 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Well done for making it to payday.
    35 NS&I
    5 credit union

    Credit card 2300
    Overdraft 0
  • LzzyIsGod
    LzzyIsGod Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    Been awol for a few days partly as its been very busy and partly as I've been struck down covid (I know! How very 2020 of me!!)

    I completed the wedding mission yesterday so just waiting for the payment to come through. I was relatively pleased with my playing although I am hypercritical and berate myself if it's anything less than perfect. Fortunately i didn't start to feel unwell til last night, and then spent most of today lying in bed 😑 Feeling a bit better now and managed to get my temperature down so hopefully over the worst of it.

    I did order some bits from Amaz@n that I held off buying before payday. Apparently we get our payrise in next month's pay with the backdated pay - depending how much it is I shall top up the Christmas fund and pay off my phone handset balance (down to £77 now so likely achievable).  Bank balance is looking lovely but that's because nothing has gone out yet 🤣 If only it stayed that way ......

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • Sun_Addict
    Sun_Addict Posts: 24,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payday - the only day your bank account looks healthy 🤣

    Hope you feel better soon 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • LzzyIsGod
    LzzyIsGod Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    edited 27 July at 9:31PM
    Thanks @Sun_Addict.  Have to say Ive had covid before but never like this, it properly knocked me for six today. Hoping 1 more gentle day in bed tomorrow will fix me!!

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • rachmac3
    rachmac3 Posts: 567 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    If there's any chance you can take to rest and recover than you think you need, please do. I did not, just got on with all the stuff I felt I had to do, and still dealing with stupid long covid 4 years later :(
    I do hope you're feeling much better soon though, and I hope your backpay is fat and juicy!
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
  • biggerpickle
    biggerpickle Posts: 174 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    @LzzyIsGod hope you're feeling better soon.

    Payday is such a lovely day isn't it to know we've got the ability to get a bit closer to our end goals and seeing the numbers ticking down (except when the go up, thanks car  :s )

    July 2024 £12,150  Oct 2025 B/Card £6,170, Virgin £2,940, Klarna £455, Sports Trips £550, Halifax £505  Total £10,620
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.