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Don't hit me with those negative waves Moriarity

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  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love the daydream list :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the MOT went well.  I can relate to that about the garage door breaking as well.  It often feels like one step forwards two back!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    edited 16 June at 11:22PM
    Hallelujah - Jeff Buckley 

    it is with EXTRAORDINARY RELIEF that I am able to report my car passed!! I cannot put into words how much of a knot my stomach has been in all day 🤣. I could barely eat anything although I'm sure that may have been the heat too.  Just the water pump to change now, which is hopefully this week.

    Bit of a late disry entry tonight as another side hustle gig completed this evening  - it won't be a massive payer but every penny counts.  It was beyond warm though and I ended up spending £3 on soft drinks as i sank all my provisions I had taken early on. 

     I had some more bloods done today (surprisngly I have some left after all the recent check ups!!)  but I'm going to whizz over that. I did pick up an interesting looking book from the surgery charity stand for 50p so I just need to find some time to start it!

    Busy day tomorrow - more side hustling and prepping for the wedding booking. The warm weather makes me think of beer gardens and for the 1st time in a while I really craved a pint this afternoon in the sunshine- I couldn't succumb as I needed to drive this evening but it caught me off guard! If it comes again tomorrow I may have one from my own personal pub (aka the garage) in the garden as there is no room for a beer fund until.payday aftee Junes Car Maintenance Massacre 😅
    Nov/Dec 24  £39 564

    July 25  £34 531
  • Middle_Aged_Guy
    Middle_Aged_Guy Posts: 19 Forumite
    10 Posts Name Dropper Photogenic
    LzzyIsGod said:
    Hallelujah - Jeff Buckley 

    it is with EXTRAORDINARY RELIEF that I am able to report my car passed!! I cannot put into words how much of a knot my stomach has been in all day 🤣. I could barely eat anything although I'm sure that may have been the heat too.  Just the water pump to change now, which is hopefully this week.

    Bit of a late disry entry tonight as another side hustle gig completed this evening  - it won't be a massive payer but every penny counts.  It was beyond warm though and I ended up spending £3 on soft drinks as i sank all my provisions I had taken early on. 

     I had some more bloods done today (surprisngly I have some left after all the recent check ups!!)  but I'm going to whizz over that. I did pick up an interesting looking book from the surgery charity stand for 50p so I just need to find some time to start it!

    Busy day tomorrow - more side hustling and prepping for the wedding booking. The warm weather makes me think of beer gardens and for the 1st time in a while I really craved a pint this afternoon in the sunshine- I couldn't succumb as I needed to drive this evening but it caught me off guard! If it comes again tomorrow I may have one from my own personal pub (aka the garage) in the garden as there is no room for a beer fund until.payday aftee Junes Car Maintenance Massacre 😅
    Hey LzzyIsGod,

    I have read through your Debt free diary and i just want to say you are doing fab! 

    I am so pleased your car passed the M.O.T, these little wins really do help. I have similar level of debts as yourself and its a real slog huh..
    But we push on and having read many many diaries here, it apparently does get easier! 

    We've got this!

    M.A.G.
  • rachmac3
    rachmac3 Posts: 351 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Congratulations!!! I am so pleased for you.
    Now breath.
    And reconsider the shoe situation (maybe I'm projecting a little because of my recent shoe guilt 😄)

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • Sponge_pudding
    Sponge_pudding Posts: 37 Forumite
    10 Posts Name Dropper Photogenic
    Hey!  So glad your car passed it's MOT.  My moto with cars when there is something wrong with them, is turn the radio up! Much to DH's disgust!
  • FootyFanDan
    FootyFanDan Posts: 1,681 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Getting through MOT day unscathed is always a result 🙂.
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Ah thanks everyone! I do keep trying to think postiive thoughts as much as possible.

    The Power of Love - Huey Lewis and the news

    After last months Great Card Shuffling my MSE scores aren't showing 1 of the cc balances and it's like looking at the future with lower balances and very high scores. I know it's not real but it's really quite motivating to see what they can eventually look like. Seemed apt to choose the Back to the Future theme for tonight's song choice.

    I've plodded on today - the week before payday is always the longest isn't it. I had to get some fuel.today but I'm hoping I may squeeze this out until payday if possible. There was more side hustling today so another £20 in the pot and should get 40 for the gigs. On their own it never seems very much 🤣 although I do it for enjoyment really but the money is quite nice and does add up over time. Normally I try not to spend it but I might need it as my buffer money has all gone on tyres this month. If I can I'd like to start ear marking this money for overpayments either as and when or save up a nice chunk for helping clear balances when 0% deals finish rather than just transferring them.

    Youngest yoof is away on his residential, and I am missing him more than I care to admit. I have allowed myself to feel a small sense of achievement that I managed to pay for the trip all by myself and by budgeting and saving. Eldest yoofs end of year trip however has been cancelled which has caused some disappointment so with the refund we may arrange for a similar theme park trip outside of school for them.

    Despite the heat I did a home workout (2/ 2 days this week)  - I've not had time to miss the gym recently with everything that's going on. I shall add gym though onto my DF wishlist.
    Nov/Dec 24  £39 564

    July 25  £34 531
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    rachmac3 said:
    Congratulations!!! I am so pleased for you.
    Now breath.
    And reconsider the shoe situation (maybe I'm projecting a little because of my recent shoe guilt 😄)
    I have been looking on Vinted for shoes 😂 My criteria for work shoes is quite picky and specific so it's not always a straightforward search in the best of times which is probably why I loathe having to shop for them.
    Nov/Dec 24  £39 564

    July 25  £34 531
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