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The Top Regular Savers Discussion Thread
Comments
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Just a reminder the following interest rate cuts come into effect tomorrow:
Account Old rate New rate Date HRBS Regular Saver 30 Day Notice 4.25% 4.00% 29/08/2025 HRBS Regular Saver 30 Day Notice Issue 2 4.35% 4.10% 29/08/2025 2 -
Just some opinions, please.
I currently have three issue 3's of the principality: 6-month regular savers, which all mature over the next three months.
My plan was to transfer all the funds over to my online bonus triple access (issue 7) and then let it sit until it matures. But with the issue 4 6 month RS being released, l'm not so sure now.
My reasons is later in the year/next year use the funds to fund the Monmouthshire app exclusive 7%1 -
Slinky said:schiff said:Slinky said:CuparLad said:Kim_13 said:flaneurs_lobster said:gambleruk said:This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?
Do you have another current account you can use (if not, why not)?
I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.
I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.
Having a record of the mandate number on the spreadsheet means I now don't have to look at the payee details on the bank record to know which of the many accounts in my name the SO record belongs to. The account number is also recorded on the spreadsheet.0 -
schiff said:Hattie627 said:WillPS said:2 x MonBS Branch Saver applications submitted, in hope. Popped a first class label on in an attempt to get ahead of the masses of Freepost envelopes winging their way to Newport...2
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Bob2000 said:Just some opinions, please.
I currently have three issue 3's of the principality: 6-month regular savers, which all mature over the next three months.
My plan was to transfer all the funds over to my online bonus triple access (issue 7) and then let it sit until it matures. But with the issue 4 6 month RS being released, l'm not so sure now.
My reasons is later in the year/next year use the funds to fund the Monmouthshire app exclusive 7%
My plan is to gradually move pretty much everything into Monmouthshire at 7%, but that rate could go down at any point, at least it seems you can take money out at any point though.
I'm lucky in the fact I've got a few regular savers maturing over the next few months + some I can gradually empty + some I can just close to free up funds.1 -
Bob2000 said:Just some opinions, please.
I currently have three issue 3's of the principality: 6-month regular savers, which all mature over the next three months.
My plan was to transfer all the funds over to my online bonus triple access (issue 7) and then let it sit until it matures. But with the issue 4 6 month RS being released, l'm not so sure now.
My reasons is later in the year/next year use the funds to fund the Monmouthshire app exclusive 7%
Thus the PrinBS RS issue 4 pays 7.5% and will hopefully be available as a maturity option for the issue 3s, more than the other options you quote.
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s71hj said:Monmouthshire building society app closed for maintenance again. Have they opened another amazing product we've all missed that has led to overload again!!0
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I popped into my local monmouthshire building society branch this afternoon expecting to queue's of people there trying to open up the new RS. There was no-one and I asked the guy there if many people had been in to open one and he said I was the first and he had been there all week
They clearly need to employ people like @Bridlington1 (thank you again for your amazing efforts here!) to get their local marketing sorted
Anyway I was happy in that I was done and dusted in 10 mins. It only took that long, as he was reading the T&Cs of the account and checking if I could have more than one of the RS (vs online version) and he commented on the conflicting info lol. He opened it though and I did not even have to give a deposit, he was good with me bank transferring it myself later.7 -
I can't join in the Monmouthshire party....NI residents excluded!
Can't think of any other bank/bs that has such an outright exclusion.2
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