The Top Regular Savers Discussion Thread

pecunianonolet

6th October opening date if you want interest to be part of the next tax year. 

I've got 2 issue 3 to mature in September but no point to open and fund new ones as maturity savers for a net return of £15.60 after tax per saver. 

BestSeagull

schiff said:

Hattie627 said:

WillPS said:

2 x MonBS Branch Saver applications submitted, in hope. Popped a first class label on in an attempt to get ahead of the masses of Freepost envelopes winging their way to Newport...

Posted mine today with second class stamp. Didn't realise there was a Freepost address. Mine will probably not reach Newport until next week, takes a snail a long time to crawl from Scotland to Wales. Hope I'm not too late. I put a cheque in with the application form, on the basis that it might be tougher for MonBS to reject an application with a cheque than one without (clutching at straws, I know!)

Trying to print a copy of the application form via the one link that has been posted so far is beyond my technical capabilities. Do you have a normal straightforward link? I'm not too bothered about getting a first deposit in this month. TIA

@schiff, I'm not great with that sort of thing either but I found if I hovered over the bottom of the page, a black box popped up. There is a downwards pointing arrow to the right of the box which I clicked on. That downloaded the form to my computer and I was able to print it from there.

s71hj

Monmouthshire building society app closed for maintenance again. Have they opened another amazing product we've all missed that has led to overload again!! 

jameseonline

s71hj said:

Monmouthshire building society app closed for maintenance again. Have they opened another amazing product we've all missed that has led to overload again!! 

I bet everyone is catching on to their already decent 6% & 7% options, thankfully I've already bagged them.

They could just be improving stability or something I guess though.

CuparLad

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

kermchem

jameseonline said

If you applied for an Issue 3 via maturity I'm guessing they have to honour it, you'll know more tomorrow I guess, have you tried applying for an issue 4 today?

I have applied for and funded an issue 4 today. I already have two issue 3. Tomorrow I will see what happens to my 12 month RS bond that I applied online over a week ago to mature into a 6 month RS, which was issue 3 at the time, with the balance returned to me. 

Slinky

CuparLad said:

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

mon3ysav3r

Slinky said:

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

Weird I have just done the same!

Slinky

mon3ysav3r said:

Slinky said:

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

Weird I have just done the same!

Great (confused) minds think alike.

jaypers

Thanks for the info re Principality Issue 4. Got an Issue 3 maturing in 3 weeks so could open an Issue 4 just now and fully funded. Now need to work out if a second Issue 4 is possible at maturity time for Issue 3!