The Top Regular Savers Discussion Thread

chris_the_bee

s71hj said:

janusdesign said:

Digital_Payback said:

Aidanmc said:

Digital_Payback said:

clairec666 said:

surreysaver said:

homestraight said:

Bridlington1 said:

clairec666 said:

Bridlington1 said:

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% to go NLA within hours.

Replaced by Issue 4 at the same rate.

Nice on Principality - I was expecting them to cut the rate. I'm assuming it's still fixed rate? Moneyfactscompare doesn't say, and Principality's website is still showing the issue 3.

It's fixed, I opened and fully funded it shortly after midnight and this shows in online banking

Hi

Do you have a direct link please? I'm still getting issue 3 showing when I try to apply and an application is refused

Thanks

https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6086&ProductType=RegularSaver

Just went to the application for the Issue 3 and changed the 6084 to 6086 in the address bar

Hah, you beat me to it. If you edit the product code you can access accounts which aren't advertised on the website yet.

Managed to open the issue 4 easily enough, but now, wanting to fund it, Starling won’t recognise my account reference as valid. 

Maybe I just need to wait!

Think it takes up to 24hrs in some cases. I continued with the transaction from Halifax even though the reference wasn't recognised. Triple checked it though!

Just funded £1 to the new Principality 6 month reg. saver, until COP is recognised. 

I find it easier to keep an EA account (with £1 balance) with them for these purposes - I can move £200 to it now, wait for it to appear in the EA account and then internally move it to the new RS later today... and then come Monday when I do the RS deposits, the new account should pass CoP.

I did toy with waiting until my next RS3 matures on the 13th and using this RS4 as the upgrade path - but easier to bite the bullet and open a new account... worst case, I only end up with this one account... best case, the other 3 x RS3 can be matured into 3 x RS4 (member of staff permitting).

Thanks for this nifty little hack. Annoyingly unlike some building societies the transfer of funds from the EA to the RS doesn't show instantly but hopefully quicker than awaiting COP. 

Internal transfers i.e.EA to RS do show immediately. A payment from any bank to Principality EA takes a few hours to appear.

jameseonline

Slinky said:

Can somebody please remind me about issue 3. I've got £1200 in it, can I make an additional payment on 1st September, account due to mature on 30th, or will it bounce back? If so, I need to cancel a standing order.

I believe Principality have a max deposit balance in place so no extra payments 

chris_the_bee

jameseonline said:

Slinky said:

Can somebody please remind me about issue 3. I've got £1200 in it, can I make an additional payment on 1st September, account due to mature on 30th, or will it bounce back? If so, I need to cancel a standing order.

I believe Principality have a max deposit balance in place so no extra payments 

Correct, max is £1200

s71hj

jameseonline said:

Slinky said:

Can somebody please remind me about issue 3. I've got £1200 in it, can I make an additional payment on 1st September, account due to mature on 30th, or will it bounce back? If so, I need to cancel a standing order.

I believe Principality have a max deposit balance in place so no extra payments 

Mine didn't nt seem to I'll check back now. 

flaneurs_lobster

s71hj said:

jameseonline said:

Slinky said:

Can somebody please remind me about issue 3. I've got £1200 in it, can I make an additional payment on 1st September, account due to mature on 30th, or will it bounce back? If so, I need to cancel a standing order.

I believe Principality have a max deposit balance in place so no extra payments 

Mine didn't nt seem to I'll check back now. 

It's in the Summary Sheet for Issue 3 & 4, just below the para stating that you can't have more than one account of the same issue.......

saverkev

flaneurs_lobster said:

s71hj said:

jameseonline said:

Slinky said:

Can somebody please remind me about issue 3. I've got £1200 in it, can I make an additional payment on 1st September, account due to mature on 30th, or will it bounce back? If so, I need to cancel a standing order.

I believe Principality have a max deposit balance in place so no extra payments 

Mine didn't nt seem to I'll check back now. 

It's in the Summary Sheet for Issue 3 & 4, just below the para stating that you can't have more than one account of the same issue.......

Principality 13th Payment 

I managed it last time after hearing some people had managed it but I know others have had payment returned

pecunianonolet

6th October opening date if you want interest to be part of the next tax year. 

I've got 2 issue 3 to mature in September but no point to open and fund new ones as maturity savers for a net return of £15.60 after tax per saver. 

BestSeagull

schiff said:

Hattie627 said:

WillPS said:

2 x MonBS Branch Saver applications submitted, in hope. Popped a first class label on in an attempt to get ahead of the masses of Freepost envelopes winging their way to Newport...

Posted mine today with second class stamp. Didn't realise there was a Freepost address. Mine will probably not reach Newport until next week, takes a snail a long time to crawl from Scotland to Wales. Hope I'm not too late. I put a cheque in with the application form, on the basis that it might be tougher for MonBS to reject an application with a cheque than one without (clutching at straws, I know!)

Trying to print a copy of the application form via the one link that has been posted so far is beyond my technical capabilities. Do you have a normal straightforward link? I'm not too bothered about getting a first deposit in this month. TIA

@schiff, I'm not great with that sort of thing either but I found if I hovered over the bottom of the page, a black box popped up. There is a downwards pointing arrow to the right of the box which I clicked on. That downloaded the form to my computer and I was able to print it from there.

s71hj

Monmouthshire building society app closed for maintenance again. Have they opened another amazing product we've all missed that has led to overload again!! 

jameseonline

s71hj said:

Monmouthshire building society app closed for maintenance again. Have they opened another amazing product we've all missed that has led to overload again!! 

I bet everyone is catching on to their already decent 6% & 7% options, thankfully I've already bagged them.

They could just be improving stability or something I guess though.