The Top Regular Savers Discussion Thread

CuparLad

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

kermchem

jameseonline said

If you applied for an Issue 3 via maturity I'm guessing they have to honour it, you'll know more tomorrow I guess, have you tried applying for an issue 4 today?

I have applied for and funded an issue 4 today. I already have two issue 3. Tomorrow I will see what happens to my 12 month RS bond that I applied online over a week ago to mature into a 6 month RS, which was issue 3 at the time, with the balance returned to me. 

Slinky

CuparLad said:

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

mon3ysav3r

Slinky said:

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

Weird I have just done the same!

Slinky

mon3ysav3r said:

Slinky said:

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

Weird I have just done the same!

Great (confused) minds think alike.

jaypers

Thanks for the info re Principality Issue 4. Got an Issue 3 maturing in 3 weeks so could open an Issue 4 just now and fully funded. Now need to work out if a second Issue 4 is possible at maturity time for Issue 3!

schiff

Slinky said:

CuparLad said:

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

I use the last four digits of my account number on my spreadsheet. Never considered anything else.

Kim_13

chris_the_bee said:

kermchem said:

I have a Principality 1 year regular saver bond due to mature tomorrow, and already set up to roll to a new 6 month regular saver (because the online form offered that as an option). This would have been my third issue 3 6 month saver. Presumably tomorrow I am going to get an issue 4. And if I open an issue 4 this afternoon?
I do hope that Principality can cope in 6 months with all those accounts opened on August 28, 29, 30 and 31 maturing on February 28th. 

Surely for a 6 month account, those opened on August 29, 30 or 31 will mature on March 1,2 & 3 (although 1st is a Sunday)

I deliberately picked the opening date for my Issue 3 on the basis that it was the last working day of March (26th if I recall correctly) that also existed and was a working day in September. I recall another poster opening on the 31st March but getting the 30th September as a maturity date, not 1st October.

Slinky

schiff said:

Slinky said:

CuparLad said:

Kim_13 said:

flaneurs_lobster said:

gambleruk said:

This is probably me being simple but with both Principality and Monmouthshire I have set up two different regular savers but when I try to fund the second one through my Natwest account it refers back to my first account as it is in my saved payee's and tells me I have to delete the first one to fund the second one ? Is there a way to have both set up with the different reference numbers ?

With NatWest/RBS - no.

Do you have another current account you can use (if not, why not)?

I use FirstDirect and Chase to fund these multiple same account/different reference savers, I'm sure other accounts allow it too.

Nationwide is the best of them, as they are set up as entirely different payees with the nickname field allowing for easy differentiation between them.

I just wish they allowed the payees to be sorted and displayed by nickname rather than payee name. I've now got a long list of accounts in my name since they enforced COP and I'm convinced one day I'll pick the wrong one by mistake.

I've just spent some time going through my spreadsheet adding the Santander mandate number in a column in an attempt to bring some order to my records.

I use the last four digits of my account number on my spreadsheet. Never considered anything else.

Having a record of the mandate number on the spreadsheet means I now don't have to look at the payee details on the bank record to know which of the many accounts in my name the SO record belongs to. The account number is also recorded on the spreadsheet.

s71hj

Re Skipton members RS. As this is 12 months I assume if I funded yesterday I can make 11 more payments ie if I do 1/9 as next one then another 10?