The Top Regular Savers Discussion Thread

Digital_Payback

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

They are both showing today and credited today, 4th August. 

I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
Lesson learned. 

Hattie627

gt94sss2 said:

Digital_Payback said:

easysaver said:

Skipton BS
Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?

I’m still waiting for 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am yesterday, 1st August. 

For some reason, my standing order to my Skipton RS (from Santander) on the 1st August has only been credited by Skipton today (4th August)

Same here. From Santander as well.

GetRichOrDieSaving

My deposits to Skipton from 30.07.25 and 01.08.25 are still not showing. 

irregular_saver

I made a manual payment to Skipton from Cahoot at approx 1am on the 1st August. The same issue (so not just SOs) - credited today. This is the response I got with the chat function on Skipton. I’ll wait until working hours next time, despite it never being a problem in the past. 

chris_the_bee

Digital_Payback said:

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

They are both showing today and credited today, 4th August. 

I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
Lesson learned. 

Skipton are not a clearing bank, so they will not see or credit payments until the next working day.

SJMALBA

snow62 said:

Monmouthshire RS now showing as up-and-running (I applied through the website), with first payment credited on 31st July, the day I sent it (in spite of their no transactions until activated comment).  Hope it's the same for others.

Same here - I was a little concerned given some comments on the forum, plus the fact that the account, added Thursday, showing on Saturday, still had a zero balance as of yesterday; thankfully, both payments have now appeared, and been credited on the dates sent.

Still haven't received any paperwork, though, 9 days after it was posted...

Digital_Payback

chris_the_bee said:

Digital_Payback said:

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

They are both showing today and credited today, 4th August. 

I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
Lesson learned. 

Skipton are not a clearing bank, so they will not see or credit payments until the next working day.

Maybe not a clearing bank, but other building societies can credit payments on the same day. 

SJMALBA

My payments to Skipton have, until now, always been dated the day sent, but I have a note on my spreadsheet that interest is from next working day?

schiff

chris_the_bee said:

Digital_Payback said:

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

They are both showing today and credited today, 4th August. 

I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
Lesson learned. 

Skipton are not a clearing bank, so they will not see or credit payments until the next working day.

I don't know why I'm the lucky one but both my RS deposits by FP (in advance and not by SO) from Santander were credited on 1/8 - just checked again.

trickydicky14

schiff said:

chris_the_bee said:

Digital_Payback said:

badger09 said:

Skipton 
Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 

I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

They are both showing today and credited today, 4th August. 

I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
Lesson learned. 

Skipton are not a clearing bank, so they will not see or credit payments until the next working day.

I don't know why I'm the lucky one but both my RS deposits by FP (in advance and not by SO) from Santander were credited on 1/8 - just checked again.

Both my Skipton RS's paid by SO from BOS and credited on the 1st Aug.