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The Top Regular Savers Discussion Thread

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Comments

  • gt94sss2
    gt94sss2 Posts: 6,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    20122013 said:
    These are the VM's Current accounts I can see on their website, which one is the cheapest / no frills account which qualifies for the VM RS account, please?


    https://uk.virginmoney.com/current-accounts/pca/

  • snow62
    snow62 Posts: 21 Forumite
    Fourth Anniversary 10 Posts
    Monmouthshire RS now showing as up-and-running (I applied through the website), with first payment credited on 31st July, the day I sent it (in spite of their no transactions until activated comment).  Hope it's the same for others.
  • gt94sss2
    gt94sss2 Posts: 6,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    easysaver said:
    Skipton BS
    Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
    What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
    I’m still waiting for 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am yesterday, 1st August. 
    For some reason, my standing order to my Skipton RS (from Santander) on the 1st August has only been credited by Skipton today (4th August)
  • Digital_Payback
    Digital_Payback Posts: 178 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    badger09 said:
    Skipton 
    Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 
    I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

    They are both showing today and credited today, 4th August. 

    I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
    Lesson learned. 
    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • Hattie627
    Hattie627 Posts: 386 Forumite
    100 Posts Second Anniversary Name Dropper
    gt94sss2 said:
    easysaver said:
    Skipton BS
    Anyone else waiting for their deposits (faster payment from Chase at 01:23 on 1st Aug) from yesterday to show on their account(s)? I've experienced this before and it's irritating to say the least.
    What do others do to avoid it? Can I fund my base rate tracker and do internal transfers from there? But won't that payment not get credited on time too? Fundamentally, is Skipton BS just unreliable?
    I’m still waiting for 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am yesterday, 1st August. 
    For some reason, my standing order to my Skipton RS (from Santander) on the 1st August has only been credited by Skipton today (4th August)
    Same here. From Santander as well.
  • My deposits to Skipton from 30.07.25 and 01.08.25 are still not showing. 
  • I made a manual payment to Skipton from Cahoot at approx 1am on the 1st August. The same issue (so not just SOs) - credited today. This is the response I got with the chat function on Skipton. I’ll wait until working hours next time, despite it never being a problem in the past. 


  • chris_the_bee
    chris_the_bee Posts: 422 Forumite
    Third Anniversary 100 Posts Name Dropper
    badger09 said:
    Skipton 
    Thanks for the heads up on Skipton’s slow processing of incoming SOs early hours on 1st. I intended to set up SO from BoS from 1Sept but will fund by FP or debit card instead. 
    I sent 2 automated payments to be credited to 2 separate Skipton regular savers, funds sent from Starling Bank at 1.40am on 1st August. 

    They are both showing today and credited today, 4th August. 

    I’ll be doing a manual posting from now on at a later time of the day. Until now Skipton deposits always showed same day as posted, usually within a couple of hours.
    Lesson learned. 
    Skipton are not a clearing bank, so they will not see or credit payments until the next working day.
  • SJMALBA
    SJMALBA Posts: 1,084 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 4 August at 12:15PM
    snow62 said:
    Monmouthshire RS now showing as up-and-running (I applied through the website), with first payment credited on 31st July, the day I sent it (in spite of their no transactions until activated comment).  Hope it's the same for others.
    Same here - I was a little concerned given some comments on the forum, plus the fact that the account, added Thursday, showing on Saturday, still had a zero balance as of yesterday; thankfully, both payments have now appeared, and been credited on the dates sent.

    Still haven't received any paperwork, though, 9 days after it was posted...
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